7537 Bluff Point Ln, Denver, NC 28037 Property Records

Lincoln County property record for 7537 Bluff Point Ln, Denver, NC 28037

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,716 sqft · built 2004
Lot Size0.034 acres (1,481 sqft)
Owner2 Individual Names on Record
Last Sale$126,000 (Sep 2005)
Tax Bill$1,803 (2026)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN4602-51-0201

Property Details

APN / Parcel Number

Primary APN4602-51-0201
Alternative APNs
  • 460204510201
  • 188113
  • 80332

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,716 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area1,481 sqft (0.034 acres)

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number188113
Street Address7537 BLUFF POINT LN
CityDENVER
StateNC
Zip28037-7580
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeELDD PD-MU
Legal Description#19BLDG#71UNIT THE BLUFFS
Legal SubdivisionWATERSIDE CROSSING TOWNHOMES
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group2
Census Block2014
Census Tract71102

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7537 BLUFF POINT LN, DENVER, NC 28037-7580
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2005 · Amount on Record
Deed SaleSep 26, 2005 · Amount on Record
Prior SaleJun 15, 2004 · Amount on Record
Deed Document Number200515570
Deed Book / Page1743 / 769
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7537 BLUFF POINT LN, DENVER, NC 28037-7580
Transaction TypeMortgage
Record UpdatedMay 25, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3040666
DateMay 12, 2021
Book Page3040/666
Instrument631092
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueJun 1, 2031

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,803.00$275,454 (-) Land $27,000 Building $248,454$275,454 (-) Land $27,000 Building $248,454
2025$1,803.00 (+1.52%)$275,454 (-) Land $27,000 Building $248,454$275,454 (-) Land $27,000 Building $248,454
2023$1,776.00$275,454 Land $27,000 Building $248,454$275,454 Land $27,000 Building $248,454

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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