Lincoln County property record for 7557 Bluff Point Ln, Denver, NC 28037
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,716 sqft · built 2003 |
| Lot Size | 0.034 acres (1,481 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Aug 2019) |
| Tax Bill | $1,895 (2026) |
| Deeds & Mortgages | Dec 2023 Line of Credit Feb 2023 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4602-41-8108 |
| Primary APN | 4602-41-8108 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,716 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 1,481 sqft (0.034 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 282978 |
|---|---|
| Street Address | 7557 BLUFF POINT LN |
| City | DENVER |
| State | NC |
| Zip | 28037-7580 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | ELDD PD-MU |
| Legal Description | #20BLDG#64UNIT THE BLUFFS |
| Legal Subdivision | WATERSIDE CROSSING TOWNHOMES |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 71102 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7557 BLUFF POINT LN, DENVER, NC 28037-7580 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Feb 15, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jan 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 27, 2021 | Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU |
| Feb 15, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage NFM INC |
| May 24, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage NFM INC |
| Aug 26, 2019 | Warranty Deed, Transfer STATE EMPS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2019 · Amount on Record |
| Deed Sale | Aug 26, 2019 · Amount on Record |
| Prior Sale | Jul 14, 2006 · Amount on Record |
| Deed Document Number | 2019596897 |
| Deed Book / Page | 2841 / 1 |
| Last Transfer Date | Jan 29, 2021 |
| Transfer Doc | 3006410 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7557 BLUFF POINT LN, DENVER, NC 28037-7580 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0003295395 |
|---|---|
| Date | Dec 18, 2023 |
| Book Page | 3295/395 |
| Instrument | 675268 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7557 BLUFF POINT LN, DENVER, NC 28037-7580 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0003229340 |
|---|---|
| Date | Feb 15, 2023 |
| Book Page | 3229/340 |
| Instrument | 663607 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7557 BLUFF POINT LN, DENVER, NC 28037-7580 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003130244 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 3130/244 |
| Instrument | 646440 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7557 BLUFF POINT LN, DENVER, NC 28037-7580 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3088481 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 3088/481 |
| Instrument | 639440 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Feb 15, 2021 |
| Property Address | 7557 BLUFF POINT LN, DENVER, NC 28037-7580 |
| Document Number | 3006410 |
| Book / Page | 3006 / 410 |
| Map Reference | MB 11 PG 384 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 625283 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ARMOUR SETTLEMENT SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7557 BLUFF POINT LN, DENVER, NC 28037-7580 |
| Document Number | 625284 |
|---|---|
| Date | Feb 15, 2021 |
| Instrument | 625284 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 1, 2046 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | May 24, 2021 |
| Property Address | 7557 BLUFF POINT LN, DENVER, NC 28037-7580 |
| Document Number | 3044130 |
| Book / Page | 3044 / 130 |
| Map Reference | MB 11 PG 384 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 631773 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2021 |
| Title Company | EL DORADO TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7557 BLUFF POINT LN, DENVER, NC 28037-7580 |
| Document Number | 631774 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 631774 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | Feb 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Aug 26, 2019 |
| Property Address | 7557 BLUFF POINT LN, DENVER, NC 28037-7580 |
| Document Number | 28411 |
| Book / Page | 002841 / 000001 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 596897 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7957 BLUFF POINT LN DENVER NC 28037, DENVER, NC 28037 |
| Document Number | 28413 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 002841/000003 |
| Instrument | 596898 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,895.00 | $290,603 (-) Land $27,000 Building $263,603 | $290,603 (-) Land $27,000 Building $263,603 |
| 2025 | $1,895.00 (+1.5%) | $290,603 (-) Land $27,000 Building $263,603 | $290,603 (-) Land $27,000 Building $263,603 |
| 2023 | $1,867.00 | $290,603 Land $27,000 Building $263,603 | $290,603 Land $27,000 Building $263,603 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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