7541 Bluff Point Ln, Denver, NC 28037 Property Records

Lincoln County property record for 7541 Bluff Point Ln, Denver, NC 28037 · Last verified April 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,716 sqft · built 2004
Lot Size	0.034 acres (1,481 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (May 2018)
Tax Bill	$1,913 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4602-41-9251`

Property Details

APN / Parcel Number

Primary APN	`4602-41-9251`
Alternative APNs	`460200419251` `267624` `80334`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,716 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	1,481 sqft (0.034 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	267624
Street Address	7541 BLUFF POINT LN
City	DENVER
State	NC
Zip	28037-7580
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	#19BLDG#69UNIT THE BLUFFS
Legal Subdivision	WATERSIDE CROSSING TOWNHOMES
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2014
Census Tract	71102

Owner

Source: Lincoln County records · APN 4602-41-9251

Assessment roll updated August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7541 BLUFF POINT LN, DENVER, NC 28037-7580
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
May 22, 2018	Warranty Deed, Transfer · Conventional with PMI FIFTH THIRD MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 22, 2018 · Amount on Record
Deed Sale	May 22, 2018 · Amount on Record
Prior Sale	Mar 31, 2015 · Amount on Record
Deed Document Number	2018578187
Deed Book / Page	2744 / 123
Prior Transfer Date	May 14, 2018
Prior Transfer Doc	0027440123
Record Updated	Jun 08, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7541 BLUFF POINT LN, DENVER, NC 28037-7580
Transaction Type	Mortgage
Record Updated	Mar 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003235209
Date	Mar 14, 2023
Book Page	3235/209
Instrument	664689

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	May 22, 2018
Property Address	7541 BLUFF POINT LN, DENVER, NC 28037-7580
Document Number	2744123
Book / Page	002744 / 000123
Instrument Date	May 14, 2018
Instrument	578187
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7541 BLUFF POINT LN DENVER NC 280377580, DENVER, NC 28037-7580

Mortgage

Document Number	2744125
Date	May 22, 2018
Book Page	002744/000125
Instrument	578188

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2048

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,913.00 (+1.49%)	$293,633 (-) Land $27,000 Building $266,633	$293,633 (-) Land $27,000 Building $266,633
2023	$1,885.00	$293,633 Land $27,000 Building $266,633	$293,633 Land $27,000 Building $266,633

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090711022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,846 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 85 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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