Santa Clara County property record for 7550 Waterville Pl, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,574 sqft · built 2003 |
| Lot Size | 0.291 acres (12,677 sqft) |
| Owner | Company Name on Record |
| Last Sale | $741,000 (Aug 2003) |
| Tax Bill | $13,713 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer Dec 2020 Mortgage + 3 more |
| Flood Zone | Zone D (undetermined) |
| APN | 810-51-027 |
| Primary APN | 810-51-027 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,574 sqft Living Area |
| 1st Floor Area | 1,864 sqft |
| 2nd Floor Area | 1,710 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 12,677 sqft (0.291 acres) |
| Garage Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7550 WATERVILLE PL |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-3089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 9365 EAGLE RIDGE BOOK 748 PAGE 20 PAGE 25 LOT 6 |
| Legal Subdivision | EAGLE RIDGE |
| Legal Tract | 9365 |
| Legal Lot Number | 6 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | LLAGAS-UVAS |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 512200 |
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7550 WATERVILLE PL, GILROY, CA 95020-3089 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 14, 2023 | Intrafamily Transfer, Transfer |
| Dec 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Sep 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PREMIERONE CU |
| Mar 8, 2018 | Deed of Trust, Mortgage · Line of Credit PREMIERONE CU |
| Dec 24, 2016 | Deed of Trust, Mortgage PREMIERONE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2003 · Amount on Record |
| Deed Sale | Aug 29, 2003 · Amount on Record |
| Deed Document Number | 200317306620 |
| Last Transfer Date | May 31, 2023 |
| Transfer Doc | 0025487614 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jun 14, 2023 |
| Property Address | 7550 WATERVILLE PL, GILROY, CA 95020-3089 |
| Document Number | 0025487614 |
| Map Reference | MB 748 PG 20-25 |
| Instrument Date | May 31, 2023 |
| Instrument | 25487614 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 7550 WATERVILLE PL, GILROY, CA 95020-3089 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7550 WATERVILLE PL, GILROY, CA 95020-3089 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 7550 WATERVILLE PL, GILROY, CA 95020-3089 |
| Document Number | 0024732341 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 24732341 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7550 WATERVILLE PL, GILROY, CA 95020-3089 |
| Document Number | 0024275583 |
| Instrument Date | Sep 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7550 WATERVILLE PL GILROY CA 950203089, GILROY, CA 95020-3089 |
| Document Number | 0024275583 |
|---|---|
| Date | Sep 9, 2019 |
| Instrument | 24275583 |
| Name | PREMIERONE CU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95119 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 8, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7550 WATERVILLE PL, GILROY, CA 95020-3089 |
| Document Number | 0023885954 |
| Instrument Date | Mar 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7550 WATERVILLE PL GILROY CA 950203089, GILROY, CA 95020-3089 |
| Document Number | 0023885954 |
|---|---|
| Date | Mar 13, 2018 |
| Instrument | 23885954 |
| Name | PREMIERONE CU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 12, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7550 WATERVILLE PL, GILROY, CA 95020-3089 |
| Document Number | 0023548949 |
| Instrument Date | Dec 24, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7550 WATERVILLE PL GILROY CA 950203089, GILROY, CA 95020-3089 |
| Document Number | 0023548949 |
|---|---|
| Date | Jan 3, 2017 |
| Instrument | 23548949 |
| Name | PREMIERONE CU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95119 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 2, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,136,008 (+2%) Land $443,760 Building $692,248 | |
| 2025 | $13,713.00 (+2.85%) | $1,113,734 (+4.04%) Land $435,059 Building $678,675 |
| 2023 | $13,333.00 (+1.67%) Homeowner's exemption | $1,070,488 Land $418,166 Building $652,322 |
| 2022 | $13,114.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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