7540 Waterville Pl, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7540 Waterville Pl, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,220 sqft · built 2002
Lot Size0.302 acres (13,165 sqft)
Owner2 Company Names on Record
Last Sale$1,615,000 (Feb 2022)
Tax Bill$15,987 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Jan 2019 Sale & Mortgage
Flood ZoneZone D (undetermined)
APN810-51-028

Property Details

APN / Parcel Number

Primary APN810-51-028

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,220 sqft Living Area
1st Floor Area1,671 sqft
2nd Floor Area1,549 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2003
Architectural StyleH-Shape
Construction TypeWood
Lot Area13,165 sqft (0.302 acres)
Garage Area639 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address7540 WATERVILLE PL
CityGILROY
StateCA
Zip95020-3089
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 9365 EAGLE RIDGE BOOK 748 PAGE 20 PAGE 25 LOT 7
Legal SubdivisionEAGLE RIDGE
Legal Tract9365
Legal Lot Number7
JurisdictionSANTA CLARA CA
Township / Civil DivisionLLAGAS-UVAS
Census Block Group3
Census Block3010
Census Tract512200

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address7540 WATERVILLE PL, GILROY, CA 95020-3089
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2022Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jan 25, 2019Grant Deed, Transfer
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 18, 2022 · Amount on Record
Deed SaleFeb 18, 2022 · Amount on Record
Prior SaleJan 25, 2019 · Amount on Record
Deed Document Number202225244044
Prior Transfer DateOct 25, 2012
Prior Transfer Doc0022208487
Record UpdatedOct 29, 2026

February 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateFeb 18, 2022
Property Address7540 WATERVILLE PL, GILROY, CA 95020-3089
Document Number0025244044
Map ReferenceMB 748 PG 20-25
Instrument DateFeb 16, 2022
Instrument25244044
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address7540 WATERVILLE PL, GILROY, CA 95020-3089

Mortgage

Document Number0025244045
DateFeb 18, 2022
Instrument25244045
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateJan 25, 2019
Property Address7540 WATERVILLE PL, GILROY, CA 95020-3089
Document Number0024103310
Instrument DateJan 16, 2019
Instrument24103310
Transaction TypeTransfer
Record UpdatedFeb 4, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,419.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address7540 WATERVILLE PL GILROY CA 950203089, GILROY, CA 95020-3089

Mortgage

Document Number24103311
DateJan 25, 2019
Instrument24103311
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueJan 24, 2049

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,326,356 (+2%) Land $378,822 Building $947,534
2025$15,987.00 (+2.18%)$1,300,350 (+4.04%) Land $371,395 Building $928,955
2023$15,646.00 (-8.06%)$1,249,858 Land $356,974 Building $892,884
2022$17,018.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 64% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 35
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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