Santa Clara County property record for 7520 Waterville Pl, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,808 sqft · built 2002 |
| Lot Size | 0.334 acres (14,561 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $678,500 (Aug 2003) |
| Tax Bill | $12,386 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 810-51-030 |
| Primary APN | 810-51-030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,808 sqft Living Area |
| 1st Floor Area | 1,493 sqft |
| 2nd Floor Area | 1,315 sqft |
| Family Room | Family Room |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 14,561 sqft (0.334 acres) |
| Garage Area | 739 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 7520 WATERVILLE PL |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-3089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TR 9365 LOT 9 |
| Legal Subdivision | EAGLE RIDGE |
| Legal Tract | 9365 |
| Legal Lot Number | 9 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | LLAGAS-UVAS |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 512200 |
Source: Santa Clara County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 7520 WATERVILLE PL, GILROY, CA 95020-3089 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2003 · Amount on Record |
| Deed Sale | Aug 29, 2003 · Amount on Record |
| Deed Document Number | 17308076 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7520 WATERVILLE PL, GILROY, CA 95020-3089 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 7520 WATERVILLE PL, GILROY, CA 95020-3089 |
| Document Number | 0024997850 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 24997850 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7520 WATERVILLE PL, GILROY, CA 95020-3089 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0024447962 |
|---|---|
| Date | Apr 6, 2020 |
| Instrument | 24447962 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Santa Clara County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,386.00 (+2.06%) Homeowner's exemption | $1,011,861 (+4.04%) Land $435,059 Building $576,802 |
| 2023 | $12,136.00 (+1.08%) Homeowner's exemption | $972,571 Land $418,166 Building $554,405 |
| 2022 | $12,006.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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