Santa Clara County property record for 7521 Waterville Pl, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,220 sqft · built 2002 |
| Lot Size | 0.215 acres (9,373 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,502,000 (Dec 2024) |
| Tax Bill | $18,359 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 810-67-003 |
| Primary APN | 810-67-003 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,220 sqft Living Area |
| 1st Floor Area | 1,671 sqft |
| 2nd Floor Area | 1,549 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 9,373 sqft (0.215 acres) |
| Garage Area | 639 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7521 WATERVILLE PL |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-3088 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 9365 EAGLE RIDGE BOOK 748 PAGE 20 PAGE 25 LOT 13 |
| Legal Subdivision | EAGLE RIDGE |
| Legal Tract | 9365 |
| Legal Lot Number | 13 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | LLAGAS-UVAS |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 512200 |
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7521 WATERVILLE PL, GILROY, CA 95020-3088 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jun 25, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2024 · Amount on Record |
| Deed Sale | Dec 11, 2024 · Amount on Record |
| Prior Sale | Oct 29, 2003 · Amount on Record |
| Deed Document Number | 202425741553 |
| Prior Transfer Date | Dec 4, 2024 |
| Prior Transfer Doc | 0025741552 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7521 WATERVILLE PL, GILROY, CA 95020-3088 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 7521 WATERVILLE PL, GILROY, CA 95020-3088 |
| Document Number | 0025957692 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 25957692 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | 2800 TAMARACK RD, OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Index | 1-Year CMT |
| Max Rate | 10.6% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jun 25, 2020 |
| Property Address | 7521 WATERVILLE PL, GILROY, CA 95020-3088 |
| Document Number | 0024517450 |
| Map Reference | MB 748 PG 20-25 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 24517450 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 7521 WATERVILLE PL, GILROY, CA 95020-3088 |
| Document Number | 0024517451 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 24517451 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,532,040 (+2%) Land $766,020 Building $766,020 | |
| 2025 | $18,359.00 (+44.04%) | $1,502,000 (+48.68%) Land $751,000 Building $751,000 |
| 2024 | $12,746.00 (+0.58%) | |
| 2023 | $12,672.00 (+1.65%) | $1,010,241 Land $375,801 Building $634,440 |
| 2022 | $12,466.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 51% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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