7545 Bent Tree Loop, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 7545 Bent Tree Loop, Harmony, FL 34773 · Last verified April 2026

Property Highlights

Property Type	Vacant Land > Uncategorized
Lot Size	4,791 sqft (0.11 acres)
Occupancy	Owner Occupied
Last Sale	$438,900 (2026)

Property Details

APN / Parcel Number

Primary APN	`32-26-32-3666-000N-0120`
Alternative APN	`2632323666000N0120`

Exterior

Lot Area	4,791 sqft (0.11 acres)

Location & Zoning

Street Address	7545 BENT TREE LOOP
City	HARMONY
State	FL
Zip	34773-6279
Property Usage	Vacant Land Property Usage
Type	Vacant Land > Uncategorized
Legal Description	HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK N LOT 12
Legal Subdivision	HARMONY CENTRALPHASE 2
Legal Block	N
Legal Lot Number	12
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	2
Census Block	2087
Census Tract	43801

Owner

Source: Osceola County records · APN 32-26-32-3666-000N-0120

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7545 BENT TREE LOOP, HARMONY, FL 34773-6279
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 02, 2026 · Amount on Record
Deed Sale	Apr 02, 2026 · Amount on Record
Deed Doc Number	202645053
Deed Book / Page	6949 / 2818
Record Refreshed	Jun 08, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 02, 2026
Property Address	7545 BENT TREE LOOP, HARMONY, FL 34773-6279
Document Number	0000045053
Book / Page	6949 / 2818
Instrument Date	Mar 31, 2026
Instrument	202645053
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$310,302.30
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7545 BENT TREE LOOP, HARMONY, FL 34773-6279

Mortgage

Document Number	0000045054,
Date	Apr 02, 2026
Instrument	202645054

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate	6.01%
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2025	$60,000 Land $60,000	$60,000 Land $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Very High above 91% of the US · above 85% of Florida
Wildfire Likelihood	About 1 in 72 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.