7527 Bent Tree Loop, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 7527 Bent Tree Loop, Harmony, FL 34773 · Last verified July 2026

Property Highlights

Property TypeVacant Land > Uncategorized
Lot Size4,791 sqft (0.11 acres)
OccupancyOwner Occupied
Last Sale$373,900 (2025)
Tax Bill$831.00 (2025)

Property Details

APN / Parcel Number

Primary APN32-26-32-3666-000N-0090
Alternative APN
  • 2632323666000N0090

Exterior

Lot Area4,791 sqft (0.11 acres)

Location & Zoning

Street Address7527 BENT TREE LOOP
CityHARMONY
StateFL
Zip34773-6279
Property UsageVacant Land Property Usage
TypeVacant Land > Uncategorized
Legal DescriptionHARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK N LOT 9
Legal SubdivisionHARMONY CENTRALPHASE 2
Legal BlockN
Legal Lot Number9
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2087
Census Tract43801

Owner

Source: Osceola County records · APN 32-26-32-3666-000N-0090

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7527 BENT TREE LOOP, HARMONY, FL 34773-6279
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
ACOPIA LLC
Sep 30, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ACOPIA LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 30, 2025 · Amount on Record
Deed SaleSep 30, 2025 · Amount on Record
Prior SaleJan 31, 2025 · Amount on Record
Deed Doc Number2025119934
Deed Book / Page6855 / 2270
Record RefreshedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7527 BENT TREE LOOP, SAINT CLOUD, FL 34773
Transaction TypeMortgage
Record UpdatedDec 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address7527 BENT TREE LOOP, SAINT CLOUD, FL 34773

Mortgage

Document Number0068552287
DateSep 30, 2025
Book Page6855/2287
Instrument2025119936
Lender
NameACOPIA LLC
TypeMortgage Company
AddressGOODLETTSVILLE, TN 37072
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7527 BENT TREE LOOP, SAINT CLOUD, FL 34773
Transaction TypeMortgage
Record UpdatedDec 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2204 VILLA VERANO WAY 202, 202, KISSIMMEE, FL 34744-6348

Mortgage

Document Number0068552271
DateSep 30, 2025
Book Page6855/2271
Instrument2025119935
Lender
NameACOPIA LLC
TypeMortgage Company
AddressGOODLETTSVILLE, TN 37072
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$831.00$60,000 Land $60,000$60,000 Land $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskVery High
above 91% of the US · above 85% of Florida
Wildfire LikelihoodAbout 1 in 72 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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