7539 Bent Tree Loop, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 7539 Bent Tree Loop, Harmony, FL 34773 · Last verified July 2026

Property Highlights

Property TypeVacant Land > Uncategorized
Lot Size4,791 sqft (0.11 acres)
OccupancyOwner Occupied
Last Sale$408,900 (2026)
Tax Bill$831.00 (2025)

Property Details

APN / Parcel Number

Primary APN32-26-32-3666-000N-0110
Alternative APN
  • 2632323666000N0110

Exterior

Lot Area4,791 sqft (0.11 acres)

Location & Zoning

Street Address7539 BENT TREE LOOP
CityHARMONY
StateFL
Zip34773-6279
Property UsageVacant Land Property Usage
TypeVacant Land > Uncategorized
Legal DescriptionHARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK N LOT 11
Legal SubdivisionHARMONY CENTRALPHASE 2
Legal BlockN
Legal Lot Number11
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2087
Census Tract43801

Owner

Source: Osceola County records · APN 32-26-32-3666-000N-0110

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7539 BENT TREE LOOP, HARMONY, FL 34773-6279
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 02, 2026Special Warranty Deed, Transfer · Veterans Administration Mortgage
ACRI MORTGAGE
Apr 02, 2026Special Warranty Deed, Transfer · Veterans Administration Mortgage
ACRI MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 02, 2026 · Amount on Record
Deed SaleApr 02, 2026 · Amount on Record
Deed Doc Number202645116
Deed Book / Page6950 / 67
Record RefreshedSep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 02, 2026
Property Address7539 BENT TREE LOOP, HARMONY, FL 34773-6279
Document Number0000045116
Book / Page6950 / 67
Instrument DateMar 31, 2026
Instrument202645116
Transaction TypeTransfer
Record UpdatedApr 16, 2026
Title CompanySOUTHERN TITLE HOLDINGS COMPANY LLC, SOUTHERN TITLE HOLDINGS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$289,092.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7539 BENT TREE LOOP, HARMONY, FL 34773-6279
InvestorPossibly a Property Investor

Mortgage

Document Number0000045117,
DateApr 02, 2026
Instrument202645117
Lender
NameACRI MORTGAGE
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.01%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

April 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 02, 2026
Property Address7539 BENT TREE LOOP, HARMONY, FL 34773-6279
Document Number0069500067
Book / Page6950 / 67
Instrument DateMar 31, 2026
Instrument202645116
Transaction TypeTransfer
Record UpdatedJul 02, 2026
Title CompanySOUTHERN TITLE HOLDINGS COMPANY LLC, SOUTHERN TITLE HOLDINGS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$289,092.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7539 BENT TREE LOOP, HARMONY, FL 34773-6279
InvestorPossibly a Property Investor

Mortgage

Document Number0000045117,
DateApr 02, 2026
Instrument202645117
Lender
NameACRI MORTGAGE
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.01%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$831.00$60,000 Land $60,000$60,000 Land $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskVery High
above 91% of the US · above 85% of Florida
Wildfire LikelihoodAbout 1 in 72 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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