7568 Bent Tree Loop, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 7568 Bent Tree Loop, Harmony, FL 34773 · Last verified July 2026

Property Highlights

Property Type	Vacant Land > Uncategorized
Lot Size	6,098 sqft (0.14 acres)
Occupancy	Owner Occupied
Last Sale	$408,900 (2026)
Tax Bill	$831.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`32-26-32-3666-000O-0090`
Alternative APN	`2632323666000O0090`

Exterior

Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	7568 BENT TREE LOOP
City	HARMONY
State	FL
Zip	34773-6278
Property Usage	Vacant Land Property Usage
Type	Vacant Land > Uncategorized
Legal Description	HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK O LOT 9
Legal Subdivision	HARMONY CENTRALPHASE 2
Legal Block	O
Legal Lot Number	9
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	2
Census Block	2087
Census Tract	43801

Owner

Source: Osceola County records · APN 32-26-32-3666-000O-0090

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7568 BENT TREE LOOP, HARMONY, FL 34773-6278
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Prior Sale	Jan 31, 2025 · Amount on Record
Deed Doc Number	202633875
Deed Book / Page	6937 / 1358
Record Refreshed	Sep 20, 2026

March 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 16, 2026
Property Address	7568 BENT TREE LOOP, SAINT CLOUD, FL 34773
Document Number	0069371358
Book / Page	6937 / 1358
Map Reference	MB 35 PG 139-144
Instrument Date	Mar 10, 2026
Instrument	2026033875
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 30, 2026
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TTL HALDING CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,862.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 W GARDEN ST, PENSACOLA, FL 32502-5618

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	7568 BENT TREE LOOP, HARMONY, FL 34773-6278

Mortgage

Document Number	0069371359
Date	Mar 16, 2026
Instrument	6937/1359

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$831.00	$60,000 Land $60,000	$60,000 Land $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Very High above 91% of the US · above 85% of Florida
Wildfire Likelihood	About 1 in 72 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.