754 E Channel Dr, Coldwater, MI 49036 Property Records

Branch County property record for 754 E Channel Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1970
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (May 2023)
Tax Bill	$7,394 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`120-M40-000-009-00`

Property Details

APN / Parcel Number

Primary APN	`120-M40-000-009-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,092 sqft Building Perimeter
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	18,295 sqft (0.42 acres)
Garage Area	768 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	754 E CHANNEL DR
City	COLDWATER
State	MI
Zip	49036-9425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 & N 1/2 OF LOT 10 MIDWAY SHORES SEC 7 T7S R5W
Legal Range	05W
Legal Township	07S
Legal Section	07
Legal Subdivision	MIDWAY SHORES
Legal Lot Number	9-10
Jurisdiction	BRANCH MI
Township / Civil Division	ALGANSEE
Census Block Group	1
Census Block	1021
Census Tract	951000

Owner

Source: Branch County records · APN 120-M40-000-009-00

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	349 CONNOR ST, ONSTED, MI 49265-9503
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 04, 2023	Warranty Deed, Transfer · Conventional Mortgage TLC COMMUNITY CU
Jun 06, 2022	Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 04, 2023 · Amount on Record
Deed Sale	May 04, 2023 · Amount on Record
Prior Sale	Nov 23, 2016 · Amount on Record
Deed Document Number	20232477
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	May 04, 2023
Property Address	754 E CHANNEL DR, COLDWATER, MI 49036-9425
Document Number	0202302477
Map Reference	LB 6 PG 38
Instrument Date	Apr 26, 2023
Instrument	2023-02477
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10400 VAN WERT RD, ALLEN, MI 49227-9723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 CONNER ST, CLINTON, MI 49236

Mortgage

Document Number	0202302478
Date	May 04, 2023
Instrument	2023-02478

Lender

Name	TLC COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	754 E CHANNEL DR, COLDWATER, MI 49036-9425
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10400 VAN WERT RD, ALLEN, MI 49227-9723

Mortgage

Document Number	0202203980
Date	Jun 06, 2022
Instrument	2022-03980

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jul 01, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Algansee Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,748 (+4.3%)	$391,496 (+4.3%)
2025	$7,394.00 (+5.36%)	$187,672	$375,344
2024	$7,018.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 19, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2008 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Lakeland Internet.

Based on FCC filings for 127 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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