744 E Channel Dr, Coldwater, MI 49036 Property Records

Branch County property record for 744 E Channel Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,148 sqft · built 1964
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Feb 2026)
Tax Bill	$2,072 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-L50-000-004-00`

Property Details

APN / Parcel Number

Primary APN	`120-L50-000-004-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,148 sqft Building Perimeter
1st Floor Area	1,148 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	10,019 sqft (0.23 acres)
Garage Area	672 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	744 E CHANNEL DR
City	COLDWATER
State	MI
Zip	49036-9425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 OF LOVES SHORES SEC 7 T7S R5W
Legal Range	05W
Legal Township	07S
Legal Section	07
Legal Subdivision	LOVES SHORES
Legal Lot Number	4
Jurisdiction	BRANCH MI
Township / Civil Division	ALGANSEE
Census Block Group	1
Census Block	1021
Census Tract	951000

Owner

Source: Branch County records · APN 120-L50-000-004-00

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	744 E CHANNEL DR, COLDWATER, MI 49036-9425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 09, 2026 · Amount on Record
Deed Sale	Feb 09, 2026 · Amount on Record
Prior Sale	Aug 26, 1998
Deed Document Number	2026695
Prior Transfer Date	Oct 04, 2013
Prior Transfer Doc	201308121
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Feb 09, 2026
Property Address	744 E CHANNEL DR, COLDWATER, MI 49036-9425
Document Number	0202600695
Map Reference	LB 5 PG 38
Instrument Date	Feb 02, 2026
Instrument	2026-00695
Transaction Type	Transfer
Record Updated	Mar 06, 2026
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,512.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	744 E CHANNEL DR, COLDWATER, MI 49036-9425

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	744 E CHANNEL DR, COLDWATER, MI 49036-9425
Investor	Possibly a Property Investor

Mortgage

Document Number	0202600696
Date	Feb 09, 2026
Instrument	2026-00696

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2056

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Algansee Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,967 (+4.33%)	$247,934 (+4.33%)
2025	$2,072.00 (+6.53%)	$118,821	$237,642
2024	$1,945.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 19, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2008 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Frontier, Lakeland Internet.

Based on FCC filings for 29 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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