760 E Channel Dr, Coldwater, MI 49036 Property Records

Branch County property record for 760 E Channel Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,628 sqft · built 1971
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (May 2023)
Tax Bill	$4,329 (2025)
Deeds & Mortgages	Feb 2011 Mortgage Jun 2009 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`120-M40-000-006-00`

Property Details

APN / Parcel Number

Primary APN	`120-M40-000-006-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,628 sqft Building Perimeter
1st Floor Area	1,628 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	10,019 sqft (0.23 acres)
Garage Area	384 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	760 E CHANNEL DR
City	COLDWATER
State	MI
Zip	49036-9425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 MIDWAY SHORES SEC 7 T7S R5W
Legal Range	05W
Legal Township	07S
Legal Section	07
Legal Subdivision	MIDWAY SHORES
Legal Lot Number	6
Jurisdiction	BRANCH MI
Township / Civil Division	ALGANSEE
Census Block Group	1
Census Block	1021
Census Tract	951000

Owner

Source: Branch County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	760 E CHANNEL DR, COLDWATER, MI 49036-9425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2011	Deed of Trust, Mortgage SUPERIOR FCU
Jun 23, 2009	Deed of Trust, Mortgage SUPERIOR FCU
Nov 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO
May 25, 2023	Warranty Deed, Transfer · Conventional Mortgage GVC MORTGAGE INC
May 18, 2021	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Nov 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2023 · Amount on Record
Deed Sale	May 25, 2023 · Amount on Record
Prior Sale	May 18, 2021 · Amount on Record
Deed Document Number	20232862
Prior Transfer Date	Jul 18, 2008
Prior Transfer Doc	200805609
Record Updated	Oct 29, 2026

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	760 E CHANNEL DR, COLDWATER, MI 49036-9425
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201100849
Date	Feb 14, 2011
Instrument	2011-00849

Lender

Name	SUPERIOR FCU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 13, 2031

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	760 E CHANNEL DR, COLDWATER, MI 49036-9425
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200904629
Date	Jun 23, 2009
Instrument	2009-04629

Lender

Name	SUPERIOR FCU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2039

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	760 E CHANNEL DR, COLDWATER, MI 49036-9425
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201807291
Date	Nov 5, 2018
Instrument	2018-07291

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	May 25, 2023
Property Address	760 E CHANNEL DR, COLDWATER, MI 49036-9425
Document Number	0202302862
Map Reference	LB 6 PG 38
Instrument Date	May 10, 2023
Instrument	2023-02862
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,887.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	760 E CHANNEL DR, COLDWATER, MI 49036-9425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 E 620 N, FREMONT, IN 46737-9104

Mortgage

Document Number	0202302863
Date	May 25, 2023
Instrument	2023-02863

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	May 18, 2021
Property Address	760 E CHANNEL DR, COLDWATER, MI 49036-9425
Document Number	202104060
Map Reference	LB 6 PG 38
Instrument Date	May 10, 2021
Instrument	2021-04060
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,799.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	760 E CHANNEL DR, 760, COLDWATER, MI 49036-9425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 BROKEN RIDGE DR, LANSING, MI 48917-6876

Mortgage

Document Number	202104061
Date	May 18, 2021
Instrument	2021-04061

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	760 E CHANNEL DR, COLDWATER, MI 49036-9425
Transaction Type	Mortgage
Record Updated	Nov 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201807291
Date	Nov 5, 2018
Instrument	2018-07291

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Algansee Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,375 (+4.43%)	$352,750 (+4.43%)
2025	$4,329.00 (+6.68%)	$168,897	$337,794
2024	$4,058.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Lakeland Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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