764 E Channel Dr, Coldwater, MI 49036 Property Records

Branch County property record for 764 E Channel Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,140 sqft · built 1976
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Aug 2020)
Tax Bill	$6,744 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-M40-000-003-00`

Property Details

APN / Parcel Number

Primary APN	`120-M40-000-003-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,140 sqft Building Perimeter
1st Floor Area	1,140 sqft
Basement Area	1,140 sqft
Unfinished Basement	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	20,038 sqft (0.46 acres)
Garage Area	768 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	764 E CHANNEL DR
City	COLDWATER
State	MI
Zip	49036-9425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3 & 4 MIDWAY SHORES SEC 7 T7S R5W
Legal Range	05W
Legal Township	07S
Legal Section	07
Legal Subdivision	MIDWAY SHORES
Legal Lot Number	3-4
Jurisdiction	BRANCH MI
Township / Civil Division	ALGANSEE
Census Block Group	1
Census Block	1021
Census Tract	951000

Owner

Source: Branch County records · APN 120-M40-000-003-00

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5012 HONORA DR, SYLVANIA, OH 43560-9704
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 25, 2020 · Amount on Record
Deed Sale	Aug 25, 2020 · Amount on Record
Deed Document Number	20205624
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Aug 25, 2020
Property Address	764 E CHANNEL DR, COLDWATER, MI 49036-9425
Document Number	202005624
Map Reference	LB 6 PG 38
Instrument Date	Aug 14, 2020
Instrument	2020-05624
Transaction Type	Transfer
Record Updated	Jun 08, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	764 E CHANNEL DR, 764, COLDWATER, MI 49036-9425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5012 HONORA DR, SYLVANIA, OH 43560-9704

Mortgage

Document Number	202005625
Date	Aug 25, 2020
Instrument	2020-05625

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Algansee Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,329 (+4.75%)	$436,658 (+4.75%)
2025	$6,744.00 (+5.36%)	$208,421	$416,842
2024	$6,401.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 19, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2008 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Lakeland Internet.

Based on FCC filings for 127 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Channel Dr

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