754 Cole Ranch Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 754 Cole Ranch Rd, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 1980
Square Footage2,872 sqft Living Area
Lot Size21,780 sqft (0.5 acres)
OccupancyOwner Occupied
Last Sale$1,280,000 (2016)
Tax Bill$18,341.00 (2025)

Property Details

APN / Parcel Number

Primary APN265-352-09-00

Interior

Bedrooms5 Beds
Full Baths4 Baths
Building Area2,872 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area21,780 sqft (0.5 acres)
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address754 COLE RANCH RD
CityENCINITAS
StateCA
Zip92024-6611
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPAR 3 TR PM06711
Legal SubdivisionCITY OF ENCINITAS
Legal Tract6711
Legal Block2
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2015
Census Tract17111

Owner

Source: San Diego County records · APN 265-352-09-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address754 COLE RANCH RD, ENCINITAS, CA 92024-6611
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
SAN DIEGO COUNTY CU
Jul 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 08, 2016 · Amount on Record
Deed SaleJan 08, 2016 · Amount on Record
Prior SaleMay 22, 2006 · Amount on Record
Deed Doc Number20168305
Prior Transfer DateSep 02, 2014
Prior Transfer Doc0000408656
Record RefreshedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address754 COLE RANCH RD, ENCINITAS, CA 92024-6611
Transaction TypeMortgage
Record UpdatedOct 09, 2025
Title CompanyE-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address754 COLE RANCH RD, ENCINITAS, CA 92024-6611

Mortgage

Document Number0000073259
DateFeb 16, 2022
Instrument2022-0073259
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address754 COLE RANCH RD, ENCINITAS, CA 92024-6611
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000393229
DateJul 22, 2020
Instrument2020-0393229
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,651,678 (+2%) Land $1,147,096 Building $504,582
2025$18,341.00 (+13.11%) Homeowner's exemption$1,619,293 (+11.18%) Land $1,124,604 Building $494,689
2023$16,215.00 (+1.83%) Homeowner's exemption$1,456,416 Land $1,080,935 Building $375,481
2022$15,923.00

Flood & Wildfire

754 Cole Ranch Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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