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742 Cole Ranch Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 742 Cole Ranch Rd, Encinitas, CA 92024 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,360 sqft · built 1981
Lot Size0.5 acres (21,780 sqft)
OwnerCompany Name on File
Last Sale$285,000 (May 1985)
Tax Bill$6,266 (2025)
Deeds & MortgagesJul 2021 Mortgage
Sep 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN265-352-10-00

Property Details

APN / Parcel Number

Primary APN265-352-10-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area3,360 sqft Living Area

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Lot Area21,780 sqft (0.5 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address742 COLE RANCH RD
CityENCINITAS
StateCA
Zip92024-6611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 4 TR PM06711
Legal SubdivisionCOLONY OF LA PRESA
Legal Tract6711
Legal Block2
Legal Lot Number61
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2015
Census Tract17111

Owner

Source: San Diego County records · APN 265-352-10-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address742 COLE RANCH RD, ENCINITAS, CA 92024-6611
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
MUFG UNION BANK NA
Sep 08, 2017Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Jan 08, 2018Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 08, 1985 · Amount on Record
Deed SaleMay 08, 1985 · Amount on Record
Deed Document Number1985161475
Last Transfer DateJul 27, 2009
Transfer Doc0000458991
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address742 COLE RANCH RD, ENCINITAS, CA 92024-6611
Transaction TypeMortgage
Record UpdatedJul 19, 2021
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address742 COLE RANCH RD, ENCINITAS, CA 92024-6611

Mortgage

Document Number0000491388
DateJul 08, 2021
Instrument2021-0491388
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address742 COLE RANCH RD, ENCINITAS, CA 92024-6611
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000412902
DateSep 08, 2017
Instrument2017-0412902
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 28, 2047

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address742 COLE RANCH RD, ENCINITAS, CA 92024-6611
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE SAN DIE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007262
DateJan 08, 2018
Instrument2018-0007262
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$590,449 (+2%) Land $216,759 Building $373,690
2025$6,266.00 (+6.13%) Homeowner's exemption$578,872 (+4.04%) Land $212,509 Building $366,363
2023$5,904.00 (+2.06%) Homeowner's exemption$556,396 Land $204,258 Building $352,138
2022$5,785.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730171112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2010–2020)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2020, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 259 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 50
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
AT&TDSL100 / 20

May also be available at this address: Verizon, Cox Communications, Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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