737 Cole Ranch Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 737 Cole Ranch Rd, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,475 sqft · built 1981
Lot Size0.51 acres (22,216 sqft)
OwnerCompany Name on File
Last Sale$376,000 (Mar 1996)
Tax Bill$8,008 (2025)
Deeds & MortgagesJun 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN265-352-11-00

Property Details

APN / Parcel Number

Primary APN265-352-11-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area2,475 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleConventional
Lot Area22,216 sqft (0.51 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address737 COLE RANCH RD
CityENCINITAS
StateCA
Zip92024-6612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 1 TR PM08665
Legal Tract8665
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2015
Census Tract17111

Owner

Source: San Diego County records · APN 265-352-11-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address737 COLE RANCH RD, ENCINITAS, CA 92024-6612
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 29, 1996 · Amount on Record
Deed SaleMar 29, 1996 · Amount on Record
Prior SaleJul 26, 1994 · Amount on Record
Deed Document Number1996155807
Last Transfer DateJun 02, 2014
Transfer Doc0000272959
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address737 COLE RANCH RD, ENCINITAS, CA 92024-6612
Transaction TypeMortgage
Record UpdatedJun 29, 2023
Title CompanyFIDELITY-SHERMAN OAKS, FIDELITY SHERMAN OAKS

Transferred To (Grantee/Buyer)

NameVerified Name
Address737 COLE RANCH RD, ENCINITAS, CA 92024-6612

Mortgage

Document Number0000159854
DateJun 20, 2023
Instrument2023-0159854
Lender
NameCITY NATIONAL BANK
TypeBank
AddressLOS ANGELES, CA 90071
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueJun 13, 2053

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$623,451 (+2%) Land $332,240 Building $291,211
2025$8,008.00 (+9.82%) Homeowner's exemption$611,227 (+4.04%) Land $325,726 Building $285,501
2023$7,292.00 (+4.63%) Homeowner's exemption$587,494 Land $313,079 Building $274,415
2022$6,969.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730171112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2010–2020)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2020, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 259 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 50
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
AT&TDSL100 / 20

May also be available at this address: Verizon, Cox Communications, Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cole Ranch Rd

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