7497 Bent Tree Loop, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 7497 Bent Tree Loop, Harmony, FL 34773 · Last verified June 2026

Property Highlights

Property TypeVacant Land > Uncategorized
Lot Size9,583 sqft (0.22 acres)
OccupancyOwner Occupied
Last Sale$430,900 (2025)
Tax Bill$831.00 (2025)

Property Details

APN / Parcel Number

Primary APN32-26-32-3666-000N-0040
Alternative APN
  • 2632323666000N0040

Exterior

Lot Area9,583 sqft (0.22 acres)

Location & Zoning

Street Address7497 BENT TREE LOOP
CityHARMONY
StateFL
Zip34773-6201
Property UsageVacant Land Property Usage
TypeVacant Land > Uncategorized
Legal DescriptionHARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK N LOT 4
Legal SubdivisionHARMONY CENTRAL PHASE 2
Legal BlockN
Legal Lot Number4
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2087
Census Tract43801

Owner

Source: Osceola County records · APN 32-26-32-3666-000N-0040

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7497 BENT TREE LOOP, HARMONY, FL 34773-6201
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 05, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Oct 03, 2025Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 03, 2025 · Amount on Record
Deed SaleOct 03, 2025 · Amount on Record
Prior SaleJan 31, 2025 · Amount on Record
Deed Doc Number2025122433
Deed Book / Page6858 / 2002
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateJun 05, 2026
Property Address7497 BENT TREE LOOP, HARMONY, FL 34773-6201
Document Number0000074433
Book / Page6983 / 2335
Instrument DateMay 31, 2026
Instrument202674433
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address7497 BENT TREE LOOP, HARMONY, FL 34773-6201

Mortgage

Document Number0000074433,
DateJun 05, 2026
Book Page6983/2335
Instrument202674433
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

October 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 03, 2025
Property Address7497 BENT TREE LOOP, HARMONY, FL 34773-6201
Document Number0068582002
Book / Page6858 / 2002
Map ReferenceMB 35 PG 139-144
Instrument DateSep 30, 2025
Instrument2025122433
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 19, 2025
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,016.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address100 W GARDEN ST, PENSACOLA, FL 32502-5618

Transferred To (Grantee/Buyer)

NameVerified Name
Address7497 BENT TREE LOOP, HARMONY, FL 34773-6201

Mortgage

Document Number0068582003
DateOct 03, 2025
Instrument6858/2003
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$831.00$60,000 Land $60,000$60,000 Land $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskVery High
above 91% of the US · above 85% of Florida
Wildfire LikelihoodAbout 1 in 72 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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