Mille Lacs County property record for 7504 Stevens Rd, Onamia, MN 56359
| Property Type | Single Family Home |
|---|---|
| Details | 899 sqft · built 2005 |
| Lot Size | 1.2 acres (52,487 sqft) |
| Owner | Individual Name on File |
| Last Sale | $131,500 (Jul 2018) |
| Tax Bill | $1,980 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-485-0210 |
| Primary APN | 17-485-0210 |
|---|
| Building Area | 899 sqft Living Area |
|---|---|
| Basement Area | 828 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 52,487 sqft (1.2 acres) |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 432 sqft |
| Shed | 1 Shed |
| Street Address | 7504 STEVENS RD |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359-8025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 26 |
| Legal Township | 42 |
| Legal Section | 25 |
| Legal Subdivision | NORTHERN GREENS ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | SOUTH HARBOR |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 970300 |
7504 Stevens Rd is owned and occupied by an individual who bought it in July 2018.
Source: Mille Lacs County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7504 STEVENS RD, ONAMIA, MN 56359-8025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD |
| Jul 3, 2018 | Warranty Deed, Transfer · FHA Mortgage TRUSTONE HOME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2018 · Amount on File |
| Deed Sale | Jul 3, 2018 · Amount on File |
| Prior Sale | Apr 29, 2013 · Amount on File |
| Deed Document Number | 2018406867 |
| Prior Transfer Date | Aug 6, 2012 |
| Prior Transfer Doc | A375058 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 7504 STEVENS RD, ONAMIA, MN 56359-8025 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A430551 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | A430551 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jul 3, 2018 |
| Property Address | 7504 STEVENS RD, ONAMIA, MN 56359-8025 |
| Document Number | A406867 |
| Instrument Date | Jun 22, 2018 |
| Instrument | A406867 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $433.95 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7504 STEVENS RD, ONAMIA, MN 56359-8025 |
| Document Number | A406868 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | A406868 |
| Name | TRUSTONE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 7504 Stevens Rd was $1,980.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | South Harbor Township |
| Unified School District | Onamia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,980.00 | $251,100 (+7.72%) Land $68,000 Building $183,100 | $251,100 (+7.72%) Land $68,000 Building $183,100 |
| 2025 | $233,100 Land $66,000 Building $167,100 | $233,100 Land $66,000 Building $167,100 | |
| 2023 | $2,200.00 | $245,600 Land $57,000 Building $188,600 | $245,600 Land $57,000 Building $188,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7504 Stevens Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7504 Stevens Rd is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 77% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 1,000 / 1,000 |
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