7218 Stevens Rd, Onamia, MN 56359 Property Records

Mille Lacs County property record for 7218 Stevens Rd, Onamia, MN 56359

Property Summary

Property TypeSeasonal / Vacation Home
Lot Size15.5 acres (678,229 sqft)
Owner2 Individual Names on Record
Last Sale$33,000 (Apr 2022)
Tax Bill$1,190 (2026)
Deeds & MortgagesOct 2025 Line of Credit
Apr 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN17-025-0505

Property Details

APN / Parcel Number

Primary APN17-025-0505

Exterior

Lot Area678,229 sqft (15.5 acres)
Garage TypeMixed
Garage Area2,400 sqft
Parking Spaces8 Parking Spaces
Shed1 Shed
Shed Area384 sqft

Location & Zoning

Street Address7218 STEVENS RD
CityONAMIA
StateMN
Zip56359-8037
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionPART OF SE OF NE DESC COMM AT SE COR W 1204.65 FT TO POB, N 131.38 FT, NE'LY 81.46 FT, N 320.84 FT, E 436.05 FT, NE'LY
Legal Range26
Legal Township42
Legal Section25
JurisdictionMILLE LACS MN
Township / Civil DivisionSOUTH HARBOR
Census Block Group2
Census Block2032
Census Tract970300

Owner

Source: Mille Lacs County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7218 STEVENS RD, ONAMIA, MN 56359-8037
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2025Deed of Trust, Mortgage · Line of Credit
BLAZE CREDIT UNION
Apr 20, 2022Warranty Deed, Transfer
HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT
Jan 13, 2020Deed, Transfer
HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2022 · Amount on Record
Deed SaleApr 20, 2022 · Amount on Record
Prior SaleJan 13, 2020 · Amount on Record
Deed Document Number2022430877
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address7218 STEVENS RD, ONAMIA, MN 56359-8037
Transaction TypeMortgage
Record UpdatedOct 31, 2025
Title CompanySERVION TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A448391
DateOct 17, 2025
InstrumentA448391
Lender
NameBLAZE CREDIT UNION
TypeCredit Union
AddressSAINT PAUL, MN 55113
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 28, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateApr 20, 2022
Property Address7218 STEVENS RD, ONAMIA, MN 56359
Document Number000A430877
Instrument DateApr 12, 2022
InstrumentA430877
Transaction TypeTransfer
Record UpdatedSep 27, 2022
Title CompanyHOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

AmountAmount Recorded
Tax$108.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address8326 EMERSON AVE S, BLOOMINGTON, MN 55420-2118

January 2020: Deed, Transfer

Document TypeDeed
JurisdictionMILLE LACS MN
Recording DateJan 13, 2020
Property Address7218 STEVENS RD, ONAMIA, MN 56359
Document Number000A415305
Instrument DateJan 10, 2020
InstrumentA415305
Transaction TypeTransfer
Record UpdatedSep 27, 2022
Title CompanyHOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address8326 EMERSON AVE S, BLOOMINGTON, MN 55420-2118

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 5, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
County SubdivisionSouth Harbor Township
Unified School DistrictOnamia Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,190.00 (+218.18%)
2025$155,100 (+35.1%) Land $96,200 Building $58,900$155,100 (+35.1%) Land $96,200 Building $58,900
2023$374.00$114,800 Land $68,200 Building $46,600$114,800 Land $68,200 Building $46,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 76% of Minnesota
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Fiber
1,000 / 1,000

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