7694 Stevens Rd, Onamia, MN 56359 Property Records

Mille Lacs County property record for 7694 Stevens Rd, Onamia, MN 56359

Property Summary

Property Type	Single Family Home
Details	1,460 sqft · built 1986
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$174,808 (Jun 2011)
Tax Bill	$2,592 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-025-0200`

Property Details

APN / Parcel Number

Primary APN	`17-025-0200`

Interior

Building Area	1,460 sqft Living Area
Basement Area	1,340 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	3,096 sqft
Parking Spaces	10 Parking Spaces
Deck Area	48 sqft

Location & Zoning

Street Address	7694 STEVENS RD
City	ONAMIA
State	MN
Zip	56359-7969
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 200 FT OF S 1089 FT OF SE OF NW SEE 10/17/86 SKETCH 25 42 26 5.00
Legal Range	26
Legal Township	42
Legal Section	25
Jurisdiction	MILLE LACS MN
Township / Civil Division	SOUTH HARBOR
Census Block Group	2
Census Block	2032
Census Tract	970300

Owner

Source: Mille Lacs County records · APN 17-025-0200

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	42951 330TH AVE, PALISADE, MN 56469-2333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Jun 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage FALCON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 09, 2011 · Amount on Record
Deed Sale	Jun 09, 2011 · Amount on Record
Prior Sale	Aug 28, 2006 · Amount on Record
Deed Document Number	2011367799
Prior Transfer Date	Aug 15, 2006
Prior Transfer Doc	0000335176
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jul 23, 2026
Property Address	7694 STEVENS RD, ONAMIA, MN 56359-7969
Document Number	0000452132
Instrument Date	Jul 13, 2026
Instrument	2026452132
Transaction Type	Transfer
Record Updated	Aug 04, 2026
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$139,986.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7694 STEVENS RD, ONAMIA, MN 56359-7969
Investor	Possibly a Property Investor

Mortgage

Document Number	0000452133,
Date	Jul 23, 2026
Instrument	2026452133

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	7694 STEVENS RD, ONAMIA, MN 56359-7969
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A431934
Date	Jun 28, 2022
Instrument	A431934

Lender

Name	FALCON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 16, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	South Harbor Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,592.00 (-11.11%)
2025	$2,916.00 (+1.39%) Homeowner's exemption	$293,500 (-4.27%) Land $66,000 Building $227,500	$293,500 (-4.27%) Land $66,000 Building $227,500
2023	$2,876.00	$306,600 Land $50,000 Building $256,600	$306,600 Land $50,000 Building $256,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 4, 2013 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 74% of Minnesota
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Fiber	1,000 / 1,000

Based on FCC filings for 8 locations within half a mile of this property.

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