Mille Lacs County property record for 7124 Stevens Rd, Onamia, MN 56359
| Property Type | Single Family Home |
|---|---|
| Details | 3,113 sqft · built 2020 |
| Lot Size | 5.25 acres (228,690 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $490,000 (Jan 2025) |
| Tax Bill | $4,046 (2026) |
| Deeds & Mortgages | May 2023 Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-025-0500 |
| Primary APN | 17-025-0500 |
|---|
| Building Area | 3,113 sqft Living Area |
|---|---|
| Gross Area | 1,673 sqft |
| Basement Area | 884 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 228,690 sqft (5.25 acres) |
| Garage Type | Mixed |
| Garage Area | 2,124 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
| Deck Area | 192 sqft |
| Street Address | 7124 STEVENS RD |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359-7983 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF SE OF NE DESC COMM AT SE COR, W 1204.65 FT TO POB, N 131.38 FT, NE'LY 81.46 FT, N 320.84 FT, E 436.05 FT, S |
| Legal Range | 26 |
| Legal Township | 42 |
| Legal Section | 25 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | SOUTH HARBOR |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 970300 |
Source: Mille Lacs County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7124 STEVENS RD, ONAMIA, MN 56359-7983 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 2, 2023 | Deed of Trust, Mortgage · FHA Mortgage LOAN DEPOT INC |
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATIONAL BANK MN |
| Dec 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATIONAL BANK |
| Jul 5, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN NATIONAL BANK MN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2025 · Amount on Record |
| Deed Sale | Jan 15, 2025 · Amount on Record |
| Prior Sale | Jul 5, 2019 · Amount on Record |
| Deed Document Number | 2025444465 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 7124 STEVENS RD, ONAMIA, MN 56359-7983 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000A436073 |
|---|---|
| Date | May 2, 2023 |
| Instrument | A436073 |
| Name | LOAN DEPOT INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 7124 STEVENS RD, ONAMIA, MN 56359-7983 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | A422397 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | A422397 |
| Name | AMERICAN NATIONAL BANK MN |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 27, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 7124 STEVENS RD, ONAMIA, MN 56359-7983 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NOBLE ESCROW AND TITLE INC, NOBLE ESCROW & TITLE |
| Name | Verified Name |
|---|
| Document Number | A414532 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | A414532 |
| Name | AMERICAN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jul 5, 2019 |
| Property Address | 7124 STEVENS RD, ONAMIA, MN 56359-7983 |
| Document Number | A412085 |
| Instrument Date | Jul 1, 2019 |
| Instrument | A412085 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | HOME SECURITY ABSTRACT & TIT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $990.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7124 STEVENS RD, ONAMIA, MN 56359-7983 |
| Document Number | A412087 |
|---|---|
| Date | Jul 5, 2019 |
| Instrument | A412087 |
| Name | AMERICAN NATIONAL BANK MN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Mille Lacs County assessment roll, as of September 5, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | South Harbor Township |
| Unified School District | Onamia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,046.00 (-17.6%) | ||
| 2025 | $436,900 (-14.4%) Land $30,600 Building $406,300 | $436,900 (-14.4%) Land $30,600 Building $406,300 | |
| 2023 | $4,910.00 | $510,400 Land $38,400 Building $472,000 | $510,400 Land $38,400 Building $472,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 73% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 1,000 / 1,000 |
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