75 Terrace Dr, Prince Frederick, MD 20678 Property Records

Calvert County property record for 75 Terrace Dr, Prince Frederick, MD 20678

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,188 sqft · built 1973
Lot Size	0.497 acres (21,629 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jun 2019)
Tax Bill	$3,170 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-025833`

Property Details

APN / Parcel Number

Primary APN	`02-025833`
Alternative APNs	`2025833` `025833`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,188 sqft Total Area
Basement Area	594 sqft
Finished Basement	594 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,629 sqft (0.497 acres)
Garage Type	Carport
Garage Area	378 sqft
Carport	Carport
Carport Area	378 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	025833
Street Address	75 TERRACE DR
City	PRINCE FREDERICK
State	MD
Zip	20678-4224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 4 BAY TERRACE
Legal Subdivision	BAY TERRACE
Legal Lot Number	4
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1007
Census Tract	860702

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	75 TERRACE DR, PRINCE FREDERICK, MD 20678-4224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP
Jun 21, 2019	Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP
Apr 10, 2019	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2019 · Amount on Record
Deed Sale	Jun 21, 2019 · Amount on Record
Prior Sale	Apr 10, 2019 · Amount on Record
Deed Book / Page	5379 / 261
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	75 TERRACE DR, PRINCE FREDERICK, MD 20678-4224
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 TERRACE DR, PRINCE FREDERICK, MD 20678-4224

Mortgage

Document Number	0062610075
Date	Apr 13, 2022
Book Page	6261/75

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 21, 2019
Property Address	75 TERRACE DR, PRINCE FREDERICK, MD 20678-4224
Document Number	0053790261
Book / Page	5379 / 261
Map Reference	MB JLB 2 FO 28
Instrument Date	Apr 30, 2019
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	CROWN TITLE CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	75 TERRACE DR, PRINCE FREDERICK, MD 20678-4224

Mortgage

Document Number	0005379268
Date	Jun 21, 2019
Instrument	5379/268

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

April 2019: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	CALVERT MD
Recording Date	Apr 10, 2019
Property Address	75 TERRACE DR, PRINCE FREDERICK, MD 20678-4224
Document Number	0053410335
Book / Page	005341 / 000335
Instrument Date	Mar 19, 2019
Transaction Type	Foreclosure
Record Updated	Apr 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14405 WALTERS RD #200 HOUSTON TX 770141345, 200, HOUSTON, TX 77014-1345

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,367 (+22.74%)	$319,500 (+27.75%) Land $106,100 Building $213,400
2025	$3,170.00 (+26.4%)
2023	$2,508.00 Homeowner's exemption	$241,467	$250,100 Land $106,100 Building $144,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2009–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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