35 Terrace Dr, Prince Frederick, MD 20678 Property Records

Calvert County property record for 35 Terrace Dr, Prince Frederick, MD 20678

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,859 sqft · built 1973
Lot Size	0.497 acres (21,640 sqft)
Owner	Trust Name on Record
Last Sale	$205,100 (Nov 2001)
Tax Bill	$4,165 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-025841`

Property Details

APN / Parcel Number

Primary APN	`02-025841`
Alternative APNs	`2025841` `025841`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,859 sqft Total Area
Basement Area	526 sqft
Finished Basement	526 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,640 sqft (0.497 acres)
Garage Type	Mixed
Garage Area	1,540 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	473 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	025841
Street Address	35 TERRACE DR
City	PRINCE FREDERICK
State	MD
Zip	20678-4224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 2 BAY TERRACE
Legal Subdivision	BAY TERRACE
Legal Lot Number	2
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1007
Census Tract	860702

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	35 TERRACE DR, PRINCE FREDERICK, MD 20678-4224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Jul 20, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2001 · Amount on Record
Deed Sale	Nov 30, 2001 · Amount on Record
Prior Sale	Nov 29, 1983 · Amount on Record
Deed Document Number	200121788
Deed Book / Page	1483 / 330
Last Transfer Date	Mar 20, 2020
Transfer Doc	0056460087
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	35 TERRACE DR, PRINCE FREDERICK, MD 20678-4224
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055760305
Date	Apr 27, 2020
Book Page	5576/305

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Jul 20, 2020
Property Address	35 TERRACE DR, PRINCE FREDERICK, MD 20678-4224
Document Number	0056460087
Book / Page	005646 / 000087
Instrument Date	Mar 20, 2020
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	35 TERRACE DR PRINCE FREDERICK MD 206784224, PRINCE FREDERICK, MD 20678-4224

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$400,933 (+9.7%)	$436,400 (-) Land $106,100 Building $330,300
2025	$4,165.00 (+25.91%)	$365,467 (+14.76%)	$436,400 (+32.24%) Land $106,100 Building $330,300
2023	$3,308.00	$318,467	$330,000 Land $106,100 Building $223,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2009–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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