Calvert County property record for 95 Terrace Dr, Prince Frederick, MD 20678
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,232 sqft · built 1973 |
| Lot Size | 0.502 acres (21,856 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (Aug 2004) |
| Tax Bill | $3,541 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-025868 |
| Primary APN | 02-025868 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,232 sqft Total Area |
| Basement Area | 1,047 sqft |
| Finished Basement | 1,047 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 21,856 sqft (0.502 acres) |
| Garage Type | Attached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 025868 |
|---|---|
| Street Address | 95 TERRACE DR |
| City | PRINCE FREDERICK |
| State | MD |
| Zip | 20678-4224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 5 BAY TERRACE |
| Legal Subdivision | BAY TERRACE |
| Legal Lot Number | 5 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 2, PRINCE FREDERICK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 860702 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 95 TERRACE DR, PRINCE FREDERICK, MD 20678-4224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2004 · Amount on Record |
| Deed Sale | Aug 30, 2004 · Amount on Record |
| Deed Document Number | 200450466 |
| Deed Book / Page | 2277 / 209 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 95 TERRACE DR, PRINCE FREDERICK, MD 20678-4224 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | BRENNAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 95 TERRACE DR, PRINCE FREDERICK, MD 20678-4224 |
| Document Number | 0060400534 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 6040/534 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ANNAPOLIS, MD 21401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $335,400 (+23.9%) | $363,200 (+29.81%) Land $106,300 Building $256,900 | |
| 2025 | $3,541.00 (+25.92%) | ||
| 2023 | $2,812.00 | $270,700 | $279,800 Land $106,300 Building $173,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2009–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Mar 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 80% of Maryland |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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