55 Terrace Dr, Prince Frederick, MD 20678 Property Records

Calvert County property record for 55 Terrace Dr, Prince Frederick, MD 20678

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,053 sqft · built 1973
Lot Size0.5 acres (21,787 sqft)
Owner2 Individual Names on Record
Last Sale$154,000 (Jun 2015)
Tax Bill$2,896 (2025)
Flood ZoneZone X (minimal risk)
APN02-025817

Property Details

APN / Parcel Number

Primary APN02-025817
Alternative APNs
  • 2025817
  • 025817

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,053 sqft Total Area
Basement Area895 sqft
Finished Basement895 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area21,787 sqft (0.5 acres)
Garage TypeCarport
Garage Area441 sqft
CarportCarport
Carport Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area252 sqft
Deck Area60 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number025817
Street Address55 TERRACE DR
CityPRINCE FREDERICK
StateMD
Zip20678-4224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRUR
Legal DescriptionLT 3 BAY TERRACE
Legal SubdivisionBAY TERRACE
Legal Lot Number3
JurisdictionCALVERT MD
Township / Civil Division2, PRINCE FREDERICK
Census Block Group1
Census Block1007
Census Tract860702

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2741 PLUM POINT RD, HUNTINGTOWN, MD 20639-9426
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2015 · Amount on Record
Deed SaleJun 8, 2015 · Amount on Record
Prior SaleMar 26, 2014 · Amount on Record
Deed Book / Page4579 / 175
Transfer Doc0020940049
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$267,333 (+7.85%)$286,800 (-) Land $106,300 Building $180,500
2025$2,896.00 (+25.53%)$247,867 (+11.62%)$286,800 (+25.57%) Land $106,300 Building $180,500
2023$2,307.00$222,067$228,400 Land $106,300 Building $122,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims4 (2009–2022)
Claims Outside the SFHA4 of 4
Most Recent ClaimMar 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 80% of Maryland
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Terrace Dr

Nearby Streets

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