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75 Kates Cove Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 75 Kates Cove Rd, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,420 sqft Heated Area
Lot Size137,214 sqft (3.15 acres)
OccupancyOwner Occupied
Last Sale$229,000 (2020)
Tax Bill$1,556.00 (2025)

Property Details

APN / Parcel Number

Primary APN458003134497000
Alternative APN
  • 51577

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,420 sqft Heated Area
Stories2 Stories
Primary FlooringWood Flooring
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialWood Siding Exterior
Foundation TypeFooting Foundation
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialMetal Roof
Lot Area137,214 sqft (3.15 acres)
Depth X Width419 ft x 298 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area432 sqft Garage
Deck Area285 sqft Deck
PorchOpen Porch
Porch Area303 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number51577
Street Address75 KATES COVE RD
CityMURPHY
StateNC
Zip28906-2718
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 1 & 3 KATES COVE 1602/432
Legal Lot Number1,3
JurisdictionCHEROKEE NC
Minor Civil DivisionNOTLA
Census Blockgroup1
Census Block1022
Census Tract930604

Owner

Source: Cherokee County records · APN 458003134497000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address75 KATES COVE RD, MURPHY, NC 28906-2718
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 06, 2020Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Dec 07, 2018Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 06, 2020 · Amount on Record
Deed SaleMar 06, 2020 · Amount on Record
Prior SaleDec 07, 2018 · Amount on Record
Deed Doc Number1220
Deed Book / Page1638 / 251
Record RefreshedJun 08, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateMar 06, 2020
Property Address75 KATES COVE RD, MURPHY, NC 28906-2718
Document Number001638/251
Book / Page1638 / 251
Instrument DateFeb 21, 2020
Instrument1220
Transaction TypeTransfer
Record UpdatedOct 06, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$458.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address87 TOWNSHIP ROAD 301A, 87, IRONTON, OH 45638-2381

Transferred To (Grantee/Buyer)

NameVerified Name
Address23329 CHERRYWOOD AVE, PUNTA GORDA, FL 33980-7391

Mortgage

Document Number0001638255
DateMar 06, 2020
Instrument1638/255
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateDec 07, 2018
Property Address75 KATES COVE RD, MURPHY, NC 28906-2718
Document Number01602/0432
Book / Page01602 / 0432
Instrument DateNov 30, 2018
Instrument05867
Transaction TypeTransfer
Record UpdatedOct 06, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$402.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address236 RITZ RD, 236, MURPHY, NC 28906-6259

Transferred To (Grantee/Buyer)

NameVerified Name
Address87 TOWNSHIP ROAD 301A, IRONTON, OH 45638-2381

Mortgage

Document Number0000005868
DateDec 07, 2018
Instrument05868
Lender
NameMORTGAGE FINANCIAL GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,556.00$222,480 (-)$222,480 (-) Land $60,000 Building $162,480
2023$222,480$222,480 Land $60,000 Building $162,480

Flood & Wildfire

75 Kates Cove Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
49th percentile of exposed land nationally · 70th in North Carolina
Wildfire LikelihoodModerate — about 1 in 917 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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