241 Kates Cove Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 241 Kates Cove Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 864 sqft · built 2018
Lot Size	0.569 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$142,500 (Nov 2018)
Tax Bill	$1,023 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`458003145136000`

Property Details

APN / Parcel Number

Primary APN	`458003145136000`
Alternative APN	`48836`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	864 sqft Heated Area
Flooring	Wood
Interior Walls	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	24,829 sqft (0.569 acres)
Lot Dimensions	143 ft deep x 145 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	288 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	48836
Street Address	241 KATES COVE RD
City	MURPHY
State	NC
Zip	28906-2579
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 (REV) KATES COVE P/O 1545/628 1600/6
Legal Lot Number	9
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1060
Census Tract	930502

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	241 KATES COVE RD, MURPHY, NC 28906-2579
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Nov 16, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Deed Document Number	05525
Deed Book / Page	01600 / 0685
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	241 KATES COVE RD, MURPHY, NC 28906-2579
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001663/667
Date	Nov 6, 2020
Book Page	1663/667
Instrument	6664

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 16, 2018
Property Address	241 KATES COVE RD, MURPHY, NC 28906-2579
Document Number	01600/0685
Book / Page	01600 / 0685
Instrument Date	Nov 8, 2018
Instrument	05525
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	236 RITZ RD, 236, MURPHY, NC 28906-6259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 KATES COVE RD, MURPHY, NC 28906-2579

Mortgage

Document Number	0000005526
Date	Nov 16, 2018
Instrument	05526

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,023.00	$142,780 (-)	$142,780 (-) Land $30,000 Building $112,780
2023		$142,780	$142,780 Land $30,000 Building $112,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Peachtree Broadband Fiber, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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