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178 Kates Cove Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 178 Kates Cove Rd, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 840 sqft · built 2018
Lot Size1.73 acres (75,359 sqft)
OwnerIndividual Name on File
Last Sale$310,000 (Oct 2022)
Tax Bill$1,247 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Jul 2022 Sale
Flood ZoneZone X (minimal risk)
APN458003137769000

Property Details

APN / Parcel Number

Primary APN458003137769000
Alternative APNs
  • 47718
  • 58733

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area840 sqft Heated Area
FlooringWood
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialWood Siding
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area75,359 sqft (1.73 acres)
Lot Dimensions179 ft deep x 379 ft wide
PorchOpen Porch
Porch Area260 sqft
Deck Area300 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number58733
Street Address178 KATES COVE RD
CityMURPHY
StateNC
Zip28906-2578
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 4 & 5 KATES COVE 1716/425
Legal Lot Number4,5
JurisdictionCHEROKEE NC
Township / Civil DivisionNOTLA
Census Block Group1
Census Block1060
Census Tract930502

Owner

Source: Cherokee County records · APN 458003137769000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address178 KATES COVE RD, MURPHY, NC 28906-2578
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2022Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 08, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 20, 2022 · Amount on Record
Deed SaleOct 20, 2022 · Amount on Record
Prior SaleJul 08, 2022
Deed Document Number6748
Deed Book / Page1723 / 142
Record UpdatedJun 08, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateOct 20, 2022
Property Address178 KATES COVE RD, MURPHY, NC 28906-2578
Document Number001723/142
Book / Page1723 / 142
Instrument DateSep 20, 2022
Instrument6748
Transaction TypeTransfer
Record UpdatedNov 07, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$620.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address917 ARNOLD SPENCE RD, 917, BALL GROUND, GA 30107-2417

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1633, BUELLTON, CA 93427-1633

Mortgage

Document Number0001723146
DateOct 20, 2022
Instrument1723/146
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateJul 08, 2022
Property Address178 KATES COVE RD, MURPHY, NC 28906-2578
Document Number001716/425
Book / Page1716 / 425
Instrument DateJun 30, 2022
Instrument4554
Transaction TypeTransfer
Record UpdatedOct 06, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address867 WILLIS LN, 867, DUBLIN, GA 31021-2069

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 KATES COVE RD, MURPHY, NC 28906-2578

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,247.00$176,980 (-)$176,980 (-) Land $60,000 Building $116,980
2023$176,980$176,980 Land $60,000 Building $116,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399305021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskModerate
above 50% of the US · above 72% of North Carolina
Wildfire LikelihoodAbout 1 in 847 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Frontier, Blue Ridge Mountain Electric Membership, T-Mobile USA, Wilkes Telephone Membership, Verizon, CND Acquisition. Availability varies by address; speeds are provider-advertised maximums, not measured.

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