175 Kates Cove Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 175 Kates Cove Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 700 sqft · built 2019
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (May 2021)
Tax Bill	$969 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`458003134862000`

Property Details

APN / Parcel Number

Primary APN	`458003134862000`
Alternative APN	`54452`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	700 sqft Heated Area
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	28,750 sqft (0.66 acres)
Lot Width	30 ft Width
Porch	Open Porch
Porch Area	208 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	54452
Street Address	175 KATES COVE RD
City	MURPHY
State	NC
Zip	28906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 KATES COVE 1618/467
Legal Lot Number	7
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1060
Census Tract	930502

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1068 KELTON BLVD, GULF BREEZE, FL 32563-5527
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jul 22, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2021 · Amount on Record
Deed Sale	May 5, 2021 · Amount on Record
Prior Sale	Jul 22, 2019 · Amount on Record
Deed Document Number	2953
Deed Book / Page	1679 / 1078
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 5, 2021
Property Address	175 KATES COVE RD, MURPHY, NC 28906
Document Number	01679/1078
Book / Page	1679 / 1078
Map Reference	CAB H SL 682
Instrument Date	Apr 7, 2021
Instrument	2953
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6230 ALFREDO DR W, 6230, JACKSONVILLE, FL 32244-3171

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1068 KELTON BLVD, GULF BREEZE, FL 32563-5527
Investor	Possibly a Property Investor

Mortgage

Document Number	0016791082
Date	May 5, 2021
Instrument	1679/1082

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 22, 2019
Property Address	175 KATES COVE RD, MURPHY, NC 28906
Document Number	01618/0467
Book / Page	01618 / 0467
Map Reference	CAB H SL 682
Instrument Date	Jun 25, 2019
Instrument	03235
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	236 RITZ RD, 236, MURPHY, NC 28906-6259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6230 ALFREDO DR W, JACKSONVILLE, FL 32244-3171

Mortgage

Document Number	0000003236
Date	Jul 22, 2019
Instrument	03236

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$969.00	$134,630 (-)	$134,630 (-) Land $30,000 Building $104,630
2023		$134,630	$134,630 Land $30,000 Building $104,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30
Starlink Satellite	280 / 30
Frontier DSL	115 / 7
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3
RiverStreet Networks Fixed Wireless	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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