Mitchell County property record for 75 Broad St, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 1,492 sqft |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Dec 2020) |
| Tax Bill | $663 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0890-18-30-1157 |
| Primary APN | 0890-18-30-1157 |
|---|---|
| Alternative APN |
|
| Building Area | 1,492 sqft Living Area |
|---|
| Lot Area | 7,405 sqft (0.169 acres) |
|---|
| Account Number | 555783202 |
|---|---|
| Street Address | 75 BROAD ST |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP 11 BLK 2 LOT 3 |
| Legal Block | 2 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 950300 |
Source: Mitchell County records · APN 0890-18-30-1157
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 52 DUNKIRK RD, ASHEVILLE, NC 28803-2242 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Dec 04, 2020 | Warranty Deed, Transfer |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Dec 04, 2020 · Amount on Record |
| Deed Sale | Dec 04, 2020 · Amount on Record |
| Deed Document Number | 2020002276 |
| Deed Book / Page | 621 / 260 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 75 BROAD ST, SPRUCE PINE, NC 28777-8937 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 630/118 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 630/118 |
| Instrument | 2021001517 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Dec 04, 2020 |
| Property Address | 75 BROAD ST, SPRUCE PINE, NC 28777-8937 |
| Document Number | 621/260 |
| Book / Page | 621 / 260 |
| Map Reference | MB 1 |
| Instrument Date | Dec 02, 2020 |
| Instrument | 2020002276 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 SANDSTONE WAY, 40, YOUNGSVILLE, NC 27596-7423 |
| Name | Verified Name |
|---|---|
| Address | 52 DUNKIRK RD, ASHEVILLE, NC 28803-2242 |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $663.00 | $118,400 (-) Land $23,000 Building $95,400 |
| 2023 | $663.00 | $118,400 Land $23,000 Building $95,400 |
Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), as of May 2, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371219503003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1983–1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1996 · rainfall accumulation |
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito West Holding Fiber · Cable | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 110 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NC0161010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF SPRUCE PINE serves 5,661 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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