Mitchell County property record for 43 Broad St, Spruce Pine, NC 28777 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,322 sqft · built 1972 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $10,500 (Jul 2013) |
| Tax Bill | $868 (2025) |
| Deeds & Mortgages | May 2022 Sale Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0890-18-20-9172 |
| Primary APN | 0890-18-20-9172 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,322 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Wood |
| Lot Area | 12,197 sqft (0.28 acres) |
| Heating System | Central |
|---|
| Account Number | 555784363 |
|---|---|
| Street Address | 43 BROAD ST |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP 11 BLK 2 LOT 5 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 950300 |
Source: Mitchell County records · APN 0890-18-20-9172
Assessment roll updated October 17, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 482 MATHIS RD, BURNSVILLE, NC 28714-8147 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| May 17, 2022 | Warranty Deed, Transfer |
| Jul 21, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage BAXTER CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2013 · Amount on Record |
| Deed Sale | Jul 01, 2013 · Amount on Record |
| Deed Book / Page | 537 / 691 |
| Last Transfer Date | May 23, 2025 |
| Transfer Doc | 000678/780 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | May 17, 2022 |
| Property Address | 43 BROAD ST, SPRUCE PINE, NC 28777-8937 |
| Document Number | 000644/404 |
| Book / Page | 644 / 404 |
| Instrument Date | May 16, 2022 |
| Instrument | 2022001692 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 64 W MOUNTAIN RD, 64, SPRUCE PINE, NC 28777-8419 |
| Name | Verified Name |
|---|---|
| Address | 482 MATHIS RD, BURNSVILLE, NC 28714-8147 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jul 21, 2020 |
| Property Address | 43 BROAD ST, SPRUCE PINE, NC 28777-8937 |
| Document Number | 615/314 |
| Book / Page | 615 / 314 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 2020001168 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | WFG LENDER SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 BROAD ST, SPRUCE PINE, NC 28777-8937 |
| Document Number | 2020001169 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 2020001169 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $868.00 | $155,000 (-) Land $23,000 Building $132,000 | |
| 2023 | $868.00 | $155,000 Land $23,000 Building $132,000 | $155,000 Land $23,000 Building $132,000 |
Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371219503003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 2 (1983–1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1996, rainfall accumulation |
| Wildfire Risk | Low above 34% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,632 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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