206 Broad St, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 206 Broad St, Spruce Pine, NC 28777

Property Summary

Property TypeSingle Family Home
Lot Size2.38 acres (103,673 sqft)
OwnerIndividual Name on Record
Last Sale$40,000 (Mar 2026)
Tax Bill$473 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0890-18-30-7001

Property Details

APN / Parcel Number

Primary APN0890-18-30-7001
Alternative APN
  • 555780409

Exterior

Lot Area103,673 sqft (2.38 acres)

Location & Zoning

Account Number555780409
Street Address206 BROAD ST
CitySPRUCE PINE
StateNC
Zip28777
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMACK RAMSEY PROPERTY
JurisdictionMITCHELL NC
Township / Civil DivisionGRASSY CREEK
Census Block Group3
Census Block3012
Census Tract950300

Owner

Source: Mitchell County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address105 WAGON MASTER 2, SPRUCE PINE, NC 28777-8981
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 2026 · Amount on Record
Deed SaleMar 17, 2026 · Amount on Record
Deed Document Number2026438
Deed Book / Page688 / 191
Record UpdatedSep 20, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL NC
Recording DateMar 17, 2026
Property Address206 BROAD ST, SPRUCE PINE, NC 28777
Document Number000688/191
Book / Page688 / 191
Instrument DateMar 17, 2026
Instrument2026000438
Transaction TypeTransfer
Record UpdatedApr 2, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$80.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 669, BURNSVILLE, NC 28714-0669

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 WAGON MASTER 2, SPRUCE PINE, NC 28777-8981

Mortgage

Document Number2026000439
DateMar 17, 2026
Instrument2026000439
Lender
NameTIMBERJACK LLC
TypeNon-Lending Institution
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
MunicipalitySpruce Pine Town
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$473.00$84,500 (-) Land $52,600 Building $31,900
2023$473.00$84,500 Land $52,600 Building $31,900$84,500 Land $52,600 Building $31,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1983–1996)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SPRUCE PINE
serves 5,661 people · EPA ID NC0161010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber · Cable
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000

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