54 Broad St, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 54 Broad St, Spruce Pine, NC 28777

Property Summary

Property TypeMedical Building
Details3,648 sqft · built 1954
Lot Size0.83 acres (36,155 sqft)
OwnerCompany Name on Record
Last Sale$855,000 (Jul 2025)
Tax Bill$3,023 (2026)
Deeds & MortgagesJan 2021 Mortgage
Dec 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN0799-06-39-0972

Property Details

APN / Parcel Number

Primary APN0799-06-39-0972
Alternative APNs
  • 555783205
  • 555785987

Interior

Stories1 Story
Building Area3,648 sqft Total Area

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Construction TypeWood
Lot Area36,155 sqft (0.83 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number555785987
Street Address54 BROAD ST
CitySPRUCE PINE
StateNC
Zip28777-8937
Property CategoryCommercial
Property TypeCommercial > Office > Medical Building
Legal DescriptionMAP 1 BL 3 LOT 8
Legal SubdivisionTOPOGRAPHIC SURVEY FOR TAYLOR TOWNSEND
Legal Lot Number8
JurisdictionMITCHELL NC
Township / Civil DivisionGRASSY CREEK
Census Block Group3
Census Block3014
Census Tract950300

Owner

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address510 BIRDIE LN, BAKERSVILLE, NC 28705-9222
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2021Deed of Trust, Mortgage · Commercial Mortgage
PNC BANK NA
Dec 9, 2020Warranty Deed, Transfer
Jan 29, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2025 · Amount on Record
Deed SaleJul 28, 2025 · Amount on Record
Prior SaleDec 12, 2008 · Amount on Record
Deed Document Number20251272
Deed Book / Page680 / 860
Prior Transfer DateJan 23, 2020
Prior Transfer Doc000610/346
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMITCHELL NC
Property Address54 BROAD ST, SPRUCE PINE, NC 28777-8937
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 BROAD ST, SPRUCE PINE, NC 28777-8937

Mortgage

Document Number000622/686
DateJan 11, 2021
Book Page622/686
Instrument2021000050
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL NC
Recording DateDec 9, 2020
Property Address54 BROAD ST, SPRUCE PINE, NC 28777-8937
Document Number000621/394
Book / Page621 / 394
Map ReferenceMB 4 PG 182
Instrument DateDec 2, 2020
Instrument2020002309
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21 CHARLESTON VIEW CT UNIT 2, 21, HENDERSONVILLE, NC 28792-4954

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 BROAD ST, SPRUCE PINE, NC 28777-8937

January 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMITCHELL NC
Recording DateJan 29, 2020
Property Address54 BROAD ST, SPRUCE PINE, NC 28777-8937
Document Number000610/346
Book / Page610 / 346
Map ReferenceMB 4 PG 182
Instrument DateJan 23, 2020
Instrument2020000152
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 BROAD ST, SPRUCE PINE, NC 28777-8937

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
MunicipalitySpruce Pine Town
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,023.00$539,900 (-) Land $83,000 Building $456,900
2025$3,023.00$539,900 (-) Land $83,000 Building $456,900
2023$3,023.00$539,900 Land $83,000 Building $456,900$539,900 Land $83,000 Building $456,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1983–1996)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SPRUCE PINE
serves 5,661 people · EPA ID NC0161010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber · Cable
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000

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