7490 McBrayer Rd, Cumming, GA 30028 Property Records

Forsyth County property record for 7490 McBrayer Rd, Cumming, GA 30028

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 3.5 ba · 3,086 sqft · built 2002
Lot Size	3.05 acres (132,858 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,311 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071-000-098`

Property Details

APN / Parcel Number

Primary APN	`071-000-098`
Alternative APNs	`000000086808` `071 098L01` `0000232037` `071 098`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,086 sqft Gross Area
1st Floor Area	2,798 sqft
Basement Area	2,138 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	132,858 sqft
Garage Area	621 sqft
Porch	Open Porch
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000232037
Street Address	7490 MCBRAYER RD
City	CUMMING
State	GA
Zip	30028-7999
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	A1
Legal Description	3-1 347
Legal Subdivision	ETOWAH RURAL
Legal Block	1
Jurisdiction	FORSYTH GA
Township / Civil Division	SILVER CITY
Census Block Group	1
Census Block	1009
Census Tract	130201

Owner

Source: Forsyth County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7490 MCBRAYER RD, CUMMING, GA 30028-7999
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 13, 2024	Deed of Trust, Mortgage · Conventional Mortgage GEORGIA UNITED CREDIT UNION
Nov 9, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Jul 17, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 12, 2022
Transfer Doc	1080000070
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	7490 MCBRAYER RD, CUMMING, GA 30028-7999
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7490 MCBRAYER RD, CUMMING, GA 30028-7999

Mortgage

Document Number	0108060000000715
Date	Aug 19, 2022
Book Page	0000010806/0000000715

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2047

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	7490 MCBRAYER RD, CUMMING, GA 30028-7999
Transaction Type	Mortgage
Record Updated	Apr 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7490 MCBRAYER RD, CUMMING, GA 30028-7999

Mortgage

Document Number	0112050000000257
Date	Mar 13, 2024
Book Page	0000011205/0000000257

Lender

Name	GEORGIA UNITED CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

November 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	FORSYTH GA
Recording Date	Nov 9, 2018
Property Address	7490 MCBRAYER RD, CUMMING, GA 30028-7999
Document Number	0087260709
Book / Page	008726 / 000709
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 MCBRAYER RD CUMMING GA 30028, CUMMING, GA 30028

Mortgage

Document Number	87260712
Date	Nov 9, 2018
Book Page	008726/000712

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 8, 2033

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	7490 MCBRAYER RD, CUMMING, GA 30028-7999
Document Number	0086450156
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7490 MCBRAYER RD CUMMING GA 300287999, CUMMING, GA 30028-7999

Mortgage

Document Number	0086450156
Date	Aug 13, 2018
Book Page	008645/000156

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 12, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,311.00 (-20.98%) Homeowner's exemption	$378,972 (+12.7%) Land $89,452 Building $289,520	$947,430 (+12.7%) Land $223,630 Building $723,800
2024	$1,659.00 (+5.6%)
2023	$1,571.00 (-74.77%) Homeowner's exemption	$336,272 (+55.16%) Land $72,248 Building $264,024	$840,680 (+55.16%) Land $180,620 Building $660,060
2022	$6,227.00 Homeowner's exemption	$216,720 Land $49,740 Building $166,980	$541,800 Land $124,350 Building $417,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 76% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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