7490 Carnoustie Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7490 Carnoustie Ct, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 4,561 sqft · built 2000
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$1,760,000 (Dec 2021)
Tax Bill	$22,901 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`810-47-002`

Property Details

APN / Parcel Number

Primary APN	`810-47-002`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,561 sqft Living Area
Gross Area	3,693 sqft
1st Floor Area	2,377 sqft
2nd Floor Area	2,184 sqft
Family Room	Family Room

Exterior

Year Built	Built 2000
Architectural Style	Other
Construction Type	Wood
Lot Area	7,500 sqft (0.172 acres)
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	7490 CARNOUSTIE CT
City	GILROY
State	CA
Zip	95020-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TR 8962 LOT 36
Legal Subdivision	8962 EAGLE RDG UN 1
Legal Tract	8962
Legal Lot Number	36
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1011
Census Tract	512510

Owner

Source: Santa Clara County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	7490 CARNOUSTIE CT, GILROY, CA 95020-3004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 10, 2020	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 18, 2018	Grant Deed, Transfer CITADEL SVCNG CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 28, 2021 · Amount on Record
Deed Sale	Dec 28, 2021 · Amount on Record
Prior Sale	Jul 10, 2020 · Amount on Record
Deed Document Number	25205322
Record Updated	Jun 7, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 28, 2021
Property Address	7490 CARNOUSTIE CT, GILROY, CA 95020-3004
Document Number	0025205322
Map Reference	MB 696 PG 22
Instrument Date	Dec 8, 2021
Instrument	25205322
Transaction Type	Transfer
Record Updated	Jan 5, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7490 CARNOUSTIE CT, GILROY, CA 95020-3004

Mortgage

Document Number	0025205323
Date	Dec 28, 2021
Instrument	25205323

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 10, 2020
Property Address	7490 CARNOUSTIE CT, GILROY, CA 95020-3004
Document Number	0024532820
Map Reference	MB 696 PG 22
Instrument Date	Jul 6, 2020
Instrument	24532820
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7490 CARNOUSTIE CT, GILROY, CA 95020-3004

Mortgage

Document Number	0024532821
Date	Jul 10, 2020
Instrument	24532821

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 18, 2018
Property Address	7490 CARNOUSTIE CT, GILROY, CA 95020-3004
Document Number	0024026095
Instrument Date	Aug 23, 2018
Instrument	24026095
Transaction Type	Transfer
Record Updated	Sep 28, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$935.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7490 CARNOUSTIE CT GILROY CA 950203004, GILROY, CA 95020-3004

Mortgage

Document Number	24026096
Date	Sep 18, 2018
Instrument	24026096

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.12%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$22,901.00 (+2.58%)	$1,867,726 (+4.04%) Land $933,863 Building $933,863
2023	$22,326.00 (+1.66%) Homeowner's exemption	$1,795,200 Land $897,600 Building $897,600
2022	$21,962.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1986–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Communications, LLC. Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile USA, Verizon.

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