7480 Carnoustie Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7480 Carnoustie Ct, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,080 sqft · built 2000
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Company Names on Record
Last Sale	$685,000 (Sep 2009)
Tax Bill	$10,830 (2025)
Deeds & Mortgages	Sep 2026 Sale Apr 2026 Sale + 3 more
Flood Zone	Zone D (undetermined)
APN	`810-47-001`

Property Details

APN / Parcel Number

Primary APN	`810-47-001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,080 sqft Living Area
1st Floor Area	2,362 sqft
2nd Floor Area	718 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	7,000 sqft (0.161 acres)
Garage Area	413 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7480 CARNOUSTIE CT
City	GILROY
State	CA
Zip	95020-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8962 LOT 37
Legal Tract	8962
Legal Lot Number	37
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1011
Census Tract	512510

Owner

Source: Santa Clara County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7480 CARNOUSTIE CT, GILROY, CA 95020-3004
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 15, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Mar 18, 2026	Deed of Trust, Mortgage · Stand-Alone First Mortgage THEODORE L ESPINOSA
Apr 21, 2022	Affidavit of Death of Joint Tenant, Transfer
Apr 21, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2009 · Amount on Record
Deed Sale	Sep 10, 2009 · Amount on Record
Prior Sale	Jun 4, 2009 · Amount on Record
Deed Document Number	200920428827
Last Transfer Date	Mar 11, 2026
Transfer Doc	0025958507
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 18, 2026
Property Address	7480 CARNOUSTIE CT, GILROY, CA 95020-3004
Document Number	0026053359
Instrument Date	Aug 31, 2026
Instrument	202626053359
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7480 CARNOUSTIE CT, GILROY, CA 95020-3004

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 15, 2026
Property Address	7480 CARNOUSTIE CT, GILROY, CA 95020-3004
Document Number	0025973103
Instrument Date	Apr 1, 2026
Instrument	202625973103
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	7480 CARNOUSTIE CT, GILROY, CA 95020-3004

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7480 CARNOUSTIE CT, GILROY, CA 95020-3004
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3254 W IRON GATE RD, SOUTH JORDAN, UT 84095-3291

Mortgage

Document Number	0025958508
Date	Mar 18, 2026
Instrument	25958508

Lender

Name	THEODORE L ESPINOSA
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 21, 2022
Property Address	7480 CARNOUSTIE CT, GILROY, CA 95020-3004
Document Number	0025287199
Map Reference	MB 696 PG 22-45
Instrument Date	Apr 4, 2022
Instrument	25287199
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7480 CARNOUSTIE CT, GILROY, CA 95020-3004

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 21, 2022
Property Address	7480 CARNOUSTIE CT, GILROY, CA 95020-3004
Document Number	0025287200
Map Reference	MB 696 PG 22-45
Instrument Date	Apr 4, 2022
Instrument	25287200
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7480 CARNOUSTIE CT, GILROY, CA 95020-3004

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$901,882 (+2%) Land $315,590 Building $586,292
2025	$10,830.00 (+1.6%) Homeowner's exemption	$884,199 (+4.04%) Land $309,402 Building $574,797
2024	$10,659.00 (+0.6%)
2023	$10,595.00 (+1.67%) Homeowner's exemption	$849,867 Land $297,389 Building $552,478
2022	$10,421.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1986–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile, Verizon.

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