Santa Clara County property record for 7461 Carnoustie Ct, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,271 sqft · built 1999 |
| Lot Size | 0.203 acres (8,850 sqft) |
| Owner | Company Name on Record |
| Last Sale | $520,000 (Dec 1999) |
| Tax Bill | $9,795 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 810-46-038 |
| Primary APN | 810-46-038 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,271 sqft Living Area |
| 1st Floor Area | 2,362 sqft |
| 2nd Floor Area | 909 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 8,850 sqft (0.203 acres) |
| Garage Type | Attached |
| Garage Area | 718 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | None |
|---|
| Street Address | 7461 CARNOUSTIE CT |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-3004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 8962 LOT 33 |
| Legal Subdivision | 8962 EAGLE RDG UN 1 |
| Legal Tract | 8962 |
| Legal Lot Number | 33 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 512510 |
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7461 CARNOUSTIE CT, GILROY, CA 95020-3004 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 1, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 6, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 1999 · Amount on Record |
| Deed Sale | Dec 6, 1999 · Amount on Record |
| Deed Document Number | 199915080537 |
| Last Transfer Date | Apr 19, 2019 |
| Transfer Doc | 0024172237 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7461 CARNOUSTIE CT, GILROY, CA 95020-3004 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0025410322 |
|---|---|
| Date | Dec 1, 2022 |
| Instrument | 25410322 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Nov 28, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7461 CARNOUSTIE CT, GILROY, CA 95020-3004 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 7461 CARNOUSTIE CT, GILROY, CA 95020-3004 |
| Document Number | 0025000877 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 25000877 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 236 Months |
| Due | Feb 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | May 6, 2019 |
| Property Address | 7461 CARNOUSTIE CT, GILROY, CA 95020-3004 |
| Document Number | 0024172237 |
| Instrument Date | Apr 19, 2019 |
| Instrument | 24172237 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 7461 CARNOUSTIE CT GILROY CA 950203004, GILROY, CA 95020-3004 |
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $815,196 (+2%) Land $313,535 Building $501,661 | |
| 2025 | $9,795.00 (+2.22%) Homeowner's exemption | $799,213 (+4.04%) Land $307,388 Building $491,825 |
| 2023 | $9,582.00 (+1.68%) Homeowner's exemption | $768,180 Land $295,452 Building $472,728 |
| 2022 | $9,424.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1986–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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