7481 Carnoustie Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7481 Carnoustie Ct, Gilroy, CA 95020 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,523 sqft · built 1999
Lot Size	0.211 acres (9,200 sqft)
Owner	Individual Name on File
Last Sale	$1,540,000 (Jul 2021)
Deeds & Mortgages	May 2023 Line of Credit Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`810-46-036`

Property Details

APN / Parcel Number

Primary APN	`810-46-036`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,523 sqft Living Area
1st Floor Area	2,098 sqft
2nd Floor Area	1,425 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Other
Construction Type	Wood
Lot Area	9,200 sqft (0.211 acres)
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	7481 CARNOUSTIE CT
City	GILROY
State	CA
Zip	95020-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 8962 LOT 35
Legal Subdivision	II
Legal Tract	8962
Legal Block	690
Legal Lot Number	35
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1011
Census Tract	512510

Owner

Source: Santa Clara County records · APN 810-46-036

Assessment roll updated July 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	7481 CARNOUSTIE CT, GILROY, CA 95020-3004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 16, 2021	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Sep 25, 2017	Deed of Trust, Mortgage CITADEL SVCNG CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 16, 2021 · Amount on Record
Deed Sale	Jul 16, 2021 · Amount on Record
Prior Sale	May 06, 2016 · Amount on Record
Deed Document Number	25031527
Record Updated	Jun 07, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7481 CARNOUSTIE CT, GILROY, CA 95020-3004
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7481 CARNOUSTIE CT, GILROY, CA 95020-3004

Mortgage

Document Number	0025475159
Date	May 15, 2023
Instrument	25475159

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 16, 2021
Property Address	7481 CARNOUSTIE CT, GILROY, CA 95020-3004
Document Number	0025031527
Map Reference	MB 696 PG 22-45
Instrument Date	Jul 08, 2021
Instrument	25031527
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7481 CARNOUSTIE CT, GILROY, CA 95020-3004

Mortgage

Document Number	0025031528
Date	Jul 16, 2021
Instrument	25031528

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7481 CARNOUSTIE CT, GILROY, CA 95020-3004
Document Number	0023765656
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 09, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7481 CARNOUSTIE CT GILROY CA 950203004, GILROY, CA 95020-3004

Mortgage

Document Number	0023765656
Date	Sep 29, 2017
Instrument	23765656

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2023 · Last verified August 2023

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Assessed Value
2023	$1,525,000 Land $762,500 Building $762,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D
Special Flood Hazard Area	No
Flood Hazard	Undetermined not studied
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1986–2023)
Most Recent Claim	Jan 2023, other causes, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 29% of California
Wildfire Likelihood	About 1 in 1,163 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 258 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 35
Razzolink	Fixed Wireless (unlicensed)	500 / 250
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100
Hankins Information Technology	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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