749 E Ridge Rd, Shawboro, NC 27973 Property Records

Currituck County property record for 749 E Ridge Rd, Shawboro, NC 27973

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,286 sqft · built 2020
Lot Size	4.12 acres (179,859 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Nov 2018)
Tax Bill	$3,096 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`8968-41-8677`

Property Details

APN / Parcel Number

Primary APN	`8968-41-8677`
Alternative APNs	`0042000030F0000` `000207893` `8968-41`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,286 sqft Total Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	179,859 sqft (4.12 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000207893
Street Address	749 E RIDGE RD
City	SHAWBORO
State	NC
Zip	27973-9607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 5 EAST RIDGE MANOR MINOR SUBD (P/166)
Legal Subdivision	EAST RIDGE MANOR
Legal Lot Number	5
Jurisdiction	CURRITUCK NC
Township / Civil Division	CRAWFORD
Census Block Group	1
Census Block	1000
Census Tract	110302

Owner

Source: Currituck County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	749 E RIDGE RD, SHAWBORO, NC 27973-9607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 13, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 23, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage PARAMOUNT RESID'L MTG
Nov 28, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2018 · Amount on Record
Deed Sale	Nov 28, 2018 · Amount on Record
Deed Document Number	2018339679
Deed Book / Page	1464 / 530
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	749 E RIDGE RD, SHAWBORO, NC 27973-9607
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016350583
Date	Jul 6, 2021
Book Page	1635/583
Instrument	366349

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	749 E RIDGE RD, SHAWBORO, NC 27973-9607
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016890761
Date	Apr 13, 2022
Book Page	1689/761
Instrument	375085

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Oct 23, 2020
Property Address	749 E RIDGE RD, SHAWBORO, NC 27973-9607
Document Number	0015700563
Book / Page	001570 / 000563
Instrument Date	Oct 22, 2020
Instrument	356518
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	749 E RIDGE RD SHAWBORO NC 27973, SHAWBORO, NC 27973

Mortgage

Document Number	15700565
Date	Oct 23, 2020
Book Page	001570/000565
Instrument	356519

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Nov 28, 2018
Property Address	749 E RIDGE RD, SHAWBORO, NC 27973-9607
Document Number	0014640530
Book / Page	001464 / 000530
Instrument Date	Nov 27, 2018
Instrument	339679
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	141 TRAVIS BLVD MOYOCK NC 279589542, MOYOCK, NC 27958-9542

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,096.00 (-0.58%)	$368,900 (-) Land $71,600 Building $297,300
2024	$3,114.00 (+8.92%)	$368,900 (-) Land $71,600 Building $297,300
2023	$2,859.00 (+46.32%)	$368,900 (-) Land $71,600 Building $297,300	$368,900 (-) Land $71,600 Building $297,300
2022	$1,954.00	$368,900 Land $71,600 Building $297,300	$368,900 (-) Land $71,600 Building $297,300
2021			$368,900 Land $71,600 Building $297,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	19 (1999–2026)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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