729 E Ridge Rd, Shawboro, NC 27973 Property Records

Currituck County property record for 729 E Ridge Rd, Shawboro, NC 27973

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,902 sqft · built 2021
Lot Size	3.02 acres (131,595 sqft)
Owner	2 Individual Names on Record
Last Sale	$373,000 (Sep 2021)
Tax Bill	$2,188 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Aug 2022 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`8968-42-6767`

Property Details

APN / Parcel Number

Primary APN	`8968-42-6767`
Alternative APNs	`0042000030B0000` `000205786` `8968-42`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,902 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	131,595 sqft (3.02 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000205786
Street Address	729 E RIDGE RD
City	SHAWBORO
State	NC
Zip	27973-9607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 1 EAST RIDGE MANOR MINOR SUBD (P/166)
Legal Subdivision	EAST RIDGE MANOR
Legal Lot Number	1
Jurisdiction	CURRITUCK NC
Township / Civil Division	CRAWFORD
Census Block Group	1
Census Block	1000
Census Tract	110302

Owner

Source: Currituck County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	729 E RIDGE RD, SHAWBORO, NC 27973-9607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Aug 3, 2022	Agreement of Sale, Transfer
Nov 2, 2018	Deed of Trust, Mortgage · Line of Credit TOWNE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2021 · Amount on Record
Deed Sale	Sep 3, 2021 · Amount on Record
Prior Sale	Oct 9, 2020 · Amount on Record
Deed Document Number	2021368476
Deed Book / Page	1648 / 926
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Sep 3, 2021
Property Address	729 E RIDGE RD, SHAWBORO, NC 27973-9607
Document Number	0016480926
Book / Page	1648 / 926
Map Reference	CAB P SL 166
Instrument Date	Aug 31, 2021
Instrument	368476
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,476.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 833, MOYOCK, NC 27958-0833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	729 EAST RIDGE ROAD, MANNS HARBOR, NC 27953

Mortgage

Document Number	0000368477
Date	Sep 3, 2021
Instrument	368477

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2022: Agreement of Sale, Transfer

Document Type	Agreement of Sale
Jurisdiction	CURRITUCK NC
Recording Date	Aug 3, 2022
Property Address	729 E RIDGE RD, SHAWBORO, NC 27973-9607
Document Number	0017050223
Book / Page	1705 / 223
Instrument Date	Nov 20, 2020
Instrument	377809
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	729 E RIDGE RD, SHAWBORO, NC 27973-9607
Document Number	0014620832
Instrument Date	Nov 2, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 TULLS BAY DR MOYOCK NC 279589280, MOYOCK, NC 27958-9280

Mortgage

Document Number	0014620832
Date	Nov 2, 2018
Book Page	001462/000832
Instrument	339345

Lender

Name	TOWNE BK
Type	Bank
Address	CHESAPEAKE, VA 23320

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,188.00 (+0.78%)	$308,900 (-) Land $69,000 Building $239,900
2024	$2,171.00 (+9.87%)	$308,900 (-) Land $69,000 Building $239,900
2023	$1,976.00 (+19.11%)	$308,900 (-) Land $69,000 Building $239,900	$308,900 (-) Land $69,000 Building $239,900
2022	$1,659.00	$308,900 Land $69,000 Building $239,900	$308,900 (-) Land $69,000 Building $239,900
2021			$308,900 Land $69,000 Building $239,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	19 (1999–2026)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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