865 E Ridge Rd, Shawboro, NC 27973 Property Records

Currituck County property record for 865 E Ridge Rd, Shawboro, NC 27973

Property Summary

Property Type	Manufactured or Modular Home
Details	4 bd · 2 ba · 2,356 sqft · built 2005
Lot Size	0.919 acres (40,075 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,457 (2025)
Deeds & Mortgages	Aug 2022 Construction Loan Oct 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8967-39-2965`

Property Details

APN / Parcel Number

Primary APN	`8967-39-2965`
Alternative APNs	`0043000001D0000` `000201933` `000167789` `8967-39`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,356 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	40,075 sqft (0.919 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000167789
Street Address	865 E RIDGE RD
City	SHAWBORO
State	NC
Zip	27973-9609
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	LOT 3 INGE EAST RIDGE SOUTH
Legal Subdivision	INGE EAST RIDGE SOUTH
Legal Lot Number	3
Jurisdiction	CURRITUCK NC
Township / Civil Division	CRAWFORD
Census Block Group	1
Census Block	1000
Census Tract	110302

Owner

Source: Currituck County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	865 E RIDGE RD, SHAWBORO, NC 27973-9609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed of Trust, Mortgage · Construction Mortgage TRUIST BANK
Oct 12, 2023	Correction Deed
Oct 12, 2023	Correction Deed
May 31, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 24, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2023
Deed Sale	Oct 12, 2023
Prior Sale	Feb 24, 2022 · Amount on Record
Deed Document Number	0001749439
Deed Book / Page	1735 / 754
Prior Transfer Date	May 31, 2023
Prior Transfer Doc	383167
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	865 E RIDGE RD, SHAWBORO, NC 27973-9609
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017080001
Date	Aug 25, 2022
Book Page	1708/1
Instrument	378294

Lender

Name	TRUIST BANK
Type	Bank
Address	WILLIAMSTON, NC 27892

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	CURRITUCK NC
Recording Date	Oct 12, 2023
Property Address	865 E RIDGE RD, SHAWBORO, NC 27973-9609
Document Number	0017490437
Book / Page	1749 / 437
Map Reference	CAB H SL 127
Instrument Date	Sep 29, 2023
Instrument	385539
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 456, MOYOCK, NC 27958-0456

October 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	CURRITUCK NC
Recording Date	Oct 12, 2023
Property Address	865 E RIDGE RD, SHAWBORO, NC 27973-9609
Document Number	0017490439
Book / Page	1749 / 439
Map Reference	CAB H SL 124
Instrument Date	Sep 29, 2023
Instrument	385540
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 E RIDGE RD, SHAWBORO, NC 27973-9609

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	May 31, 2023
Property Address	865 E RIDGE RD, SHAWBORO, NC 27973-9609
Document Number	0017350754
Book / Page	1735 / 754
Map Reference	CAB H SL 127
Instrument Date	May 8, 2023
Instrument	383167
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$678.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 456, MOYOCK, NC 27958-0456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 E RIDGE RD, SHAWBORO, NC 27973-9609

Mortgage

Document Number	0000383168
Date	May 31, 2023
Instrument	383168

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Feb 24, 2022
Property Address	865 E RIDGE RD, SHAWBORO, NC 27973-9609
Document Number	0016810622
Book / Page	1681 / 622
Map Reference	CAB H SL 127
Instrument Date	Feb 21, 2022
Instrument	373677
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount Recorded
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 456, MOYOCK, NC 27958-0456

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,457.00 (+0.62%)	$191,000 (-) Land $60,000 Building $131,000
2024	$1,448.00 (+10.03%)	$191,000 (-) Land $60,000 Building $131,000
2023	$1,316.00 (+36.37%)	$191,000 (+20.96%) Land $60,000 Building $131,000	$191,000 (+20.96%) Land $60,000 Building $131,000
2022	$965.00	$157,900 Land $60,000 Building $97,900	$157,900 (-17.33%) Land $60,000 Building $97,900
2021			$191,000 Land $60,000 Building $131,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	19 (1999–2026)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000

May also be available: Mediacom Xtream.

Cell Coverage

5G (outdoors only) and 4G LTE

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