739 E Ridge Rd, Shawboro, NC 27973 Property Records

Currituck County property record for 739 E Ridge Rd, Shawboro, NC 27973

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,570 sqft · built 2019
Lot Size	3.01 acres (131,290 sqft)
Owner	Individual Name on File
Last Sale	$275,200 (Apr 2019)
Tax Bill	$1,917 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`8968-42-7255`

Property Details

APN / Parcel Number

Primary APN	`8968-42-7255`
Alternative APNs	`0042000030D0000` `000150949` `8968-42`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,570 sqft Living Area

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	131,290 sqft (3.01 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000150949
Street Address	739 E RIDGE RD
City	SHAWBORO
State	NC
Zip	27973-9607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 EAST RIDGE MANOR MINOR SUBD (P/166)
Legal Subdivision	EAST RIDGE MANOR
Legal Lot Number	3
Jurisdiction	CURRITUCK NC
Township / Civil Division	CRAWFORD
Census Block Group	1
Census Block	1000
Census Tract	110302

Owner

739 E Ridge Rd is owned and occupied by an individual who bought it in April 2019.

Source: Currituck County records, as of November 27, 2025

Owner of Record	Individual Name on File
Mailing Address	739 E RIDGE RD, SHAWBORO, NC 27973-9607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 9, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 26, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage TOWNE MORTGAGE
Nov 21, 2018	Trustee's Deed, Transfer · Construction Mortgage CASP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2019 · Amount on File
Deed Sale	Apr 26, 2019 · Amount on File
Prior Sale	Nov 21, 2018 · Amount on File
Deed Document Number	0001480903
Deed Book / Page	1480 / 903
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	739 E RIDGE RD, SHAWBORO, NC 27973-9607
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015180001
Date	Jan 23, 2020
Book Page	1518/001
Instrument	348691

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jun 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	739 E RIDGE RD, SHAWBORO, NC 27973-9607
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015670092
Date	Oct 9, 2020
Book Page	1567/92
Instrument	355980

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Jul 1, 2049

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Apr 26, 2019
Property Address	739 E RIDGE RD, SHAWBORO, NC 27973-9607
Document Number	0014800903
Book / Page	1480 / 903
Map Reference	CAB P SL 166
Instrument Date	Apr 24, 2019
Instrument	342586
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,303.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417D CARATOKE HWY, 417D, MOYOCK, NC 27958-8608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 E RIDGE RD, SHAWBORO, NC 27973-9607

Mortgage

Document Number	0000342587
Date	Apr 26, 2019
Instrument	342587

Lender

Name	TOWNE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

November 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	CURRITUCK NC
Recording Date	Nov 21, 2018
Property Address	739 E RIDGE RD, SHAWBORO, NC 27973-9607
Document Number	0014640264
Book / Page	001464 / 000264
Instrument Date	Nov 21, 2018
Instrument	339623
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	14640264
Date	Nov 21, 2018
Book Page	001464/000264
Instrument	339623

Lender

Name	CASP INC
Address	PO BOX 39, MOYOCK, NC 27958-0039

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 20, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 739 E Ridge Rd was $1,917, up 0.5% from the year before.

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,917.00 (+0.47%)	$264,800 (-) Land $68,900 Building $195,900
2024	$1,908.00 (+9.84%)	$264,800 (-) Land $68,900 Building $195,900
2023	$1,737.00 (+18.49%)	$264,800 (-) Land $68,900 Building $195,900	$264,800 (-) Land $68,900 Building $195,900
2022	$1,466.00	$264,800 Land $68,900 Building $195,900	$264,800 (-) Land $68,900 Building $195,900
2021			$264,800 Land $68,900 Building $195,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 739 E Ridge Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 120 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	19 (1999–2026)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 739 E Ridge Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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