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749 Cramer Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 749 Cramer Ave, Schenectady, NY 12306 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2023
Square Footage1,496 sqft Living Area
Lot Size3,920 sqft (0.09 acres)
OccupancyOwner Occupied
Last Sale$125,000 (2024)
Tax Bill$2,718.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 48.19-10-20
Alternative APN
  • 280004801900100200000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,496 sqft Living Area
1st Floor880 sqft 1st Floor
2nd Floor616 sqft 2nd Floor
Upper Floors410 sqft Upper Floors
Stories2 Stories

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area3,920 sqft (0.09 acres)
Depth X Width125 ft x 33 ft Depth x Width
Porch Area225 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address749 CRAMER AVE
CitySCHENECTADY
StateNY
Zip12306-3003
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionR CENTR RLTY #3 - 94 2.-124-23
Legal Block10
Legal Lot Number20.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup2
Census Block2016
Census Tract32700

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 48.19-10-20

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address749 CRAMER AVE, SCHENECTADY, NY 12306-3003
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2024Deed of Trust, Mortgage
HABITAT FOR HUMANITY OF SCHENECTADY COUN
Jul 25, 2024Deed of Trust, Mortgage
HOUSING TRUST FUND CORPORATION HTFC
Jul 25, 2024Deed, Transfer · Stand Alone Second Mortgage
M & I BANK
Dec 04, 2023Quit Claim Deed, Transfer
Quitclaim Document
Nov 21, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Oct 29, 2019Tax Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 25, 2024 · Amount on Record
Deed SaleJul 25, 2024 · Amount on Record
Deed Doc Number202443843
Deed Book / Page2134 / 418
Prior Transfer DateAug 08, 2023
Prior Transfer Doc0000068071
Record RefreshedSep 20, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address749 CRAMER AVE, SCHENECTADY, NY 12306-3003
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043846
DateJul 25, 2024
Book Page5386/62
Instrument202443846
Lender
NameHABITAT FOR HUMANITY OF SCHENECTADY COUN
TypeNon-Lending Institution
AddressSCHENECTADY, NY 12305
Agreement
AmountAmount Recorded

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address749 CRAMER AVE, SCHENECTADY, NY 12306-3003
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address749 CRAMER AVE, ROTTERDAM, NY 12306-3003

Mortgage

Document Number0000043849
DateJul 25, 2024
Book Page5386/68
Instrument202443849
Lender
NameHOUSING TRUST FUND CORPORATION HTFC
TypeNon-Lending Institution
AddressALBANY, NY 12207
Agreement
AmountAmount Recorded

July 2024: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateJul 25, 2024
Property Address749 CRAMER AVE, SCHENECTADY, NY 12306-3003
Document Number0000043843
Book / Page2134 / 418
Map ReferenceCAB B
Instrument DateJul 09, 2024
Instrument202443843
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address115 N BROADWAY, SCHENECTADY, NY 12305-1933

Transferred To (Grantee/Buyer)

NameVerified Name
Address749 CRAMER AVE, ROTTERDAM, NY 12306-3003

Mortgage

Document Number0000043844
DateJul 25, 2024
Instrument202443844
Lender
NameM & I BANK
TypeBank
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateDec 04, 2023
Property Address749 CRAMER AVE, SCHENECTADY, NY 12306-3003
Document Number0000068071
Book / Page2120 / 563
Instrument DateAug 08, 2023
Instrument202368071
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address433 STATE ST, SCHENECTADY, NY 12305-2322

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 N BROADWAY, SCHENECTADY, NY 12305-1933

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateNov 21, 2019
Property Address749 CRAMER AVE, SCHENECTADY, NY 12306-3003
Document Number0000052855
Book / Page002025 / 000298
Instrument DateNov 18, 2019
Instrument52855
Transaction TypeTransfer
Record UpdatedDec 10, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

October 2019: Tax Deed, Transfer

Document TypeTax Deed
JurisdictionSCHENECTADY NY
Recording DateOct 29, 2019
Property Address749 CRAMER AVE, SCHENECTADY, NY 12306-3003
Document Number0000049471
Book / Page002023 / 000127
Instrument DateOct 29, 2019
Instrument49471
Transaction TypeTransfer
Record UpdatedNov 15, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,718.00$214,500 (-) Land $5,400 Building $209,100$330,000 (+10.77%) Land $8,308 Building $321,692
2024$214,500 (+3,872.22%) Land $5,400 Building $209,100$297,917 (+4,096.01%) Land $7,500 Building $290,417
2023$5,400 (-) Land $5,400$7,100 (+9.23%) Land $7,100
2022$5,400 Land $5,400$6,500 Land $6,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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