Schenectady County and Rotterdam Town property record for 746 Cramer Ave, Schenectady, NY 12306 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1970 |
| Square Footage | 1,760 sqft Living Area |
| Lot Size | 5,227 sqft (0.12 acres) |
| Garage | Carport, 150 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $5,753.00 (2025) |
| Primary APN | 422800 48.19-9-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,760 sqft Living Area |
| 1st Floor | 1,220 sqft 1st Floor |
| Upper Floors | 540 sqft Upper Floors |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Exterior |
| Lot Area | 5,227 sqft (0.12 acres) |
| Depth X Width | 84 ft x 62 ft Depth x Width |
| Garage Type | Carport Garage |
| Garage Area | 150 sqft Garage |
| Carport | Carport |
| Carport Area | 150 sqft Carport |
| Shed | 1 Shed |
| Shed Area | 60 sqft Shed |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 150 |
|---|---|
| Street Address | 746 CRAMER AVE |
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3004 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT-129 PT-130 R,FP,CRP CENTR RLTY #3 2.-126-8 |
| Legal Subdivision | THE CENTRAL REALTY COMPANY |
| Legal Block | 9 |
| Legal Lot Number | 14.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | ROTTERDAM |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 32700 |
Source: Schenectady County and Rotterdam Town records · APN 422800 48.19-9-14
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 746 CRAMER AVE, SCHENECTADY, NY 12306-3004 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 746 CRAMER AVE, SCHENECTADY, NY 12306-3004 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | MARKET TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 746 CRAMER AVE, ROTTERDAM, NY 12306-3004 |
| Document Number | 0000029539 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 5113/39 |
| Instrument | 202129539 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2036 |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,753.00 | $157,000 (-) Land $7,200 Building $149,800 | $241,500 (+16.89%) Land $11,075 Building $230,425 |
| 2023 | $157,000 Land $7,200 Building $149,800 | $206,600 Land $9,475 Building $197,125 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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