Schenectady County and Rotterdam Town property record for 729 Cramer Ave, Schenectady, NY 12306 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,612 sqft Living Area |
| Lot Size | 3,920 sqft (0.09 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $165,000 (2018) |
| Tax Bill | $5,094.00 (2025) |
| Primary APN | 422800 48.19-10-26.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,612 sqft Living Area |
| 1st Floor | 952 sqft 1st Floor |
| Upper Floors | 660 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bungalow Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 3,920 sqft (0.09 acres) |
| Depth X Width | 125 ft x 33 ft Depth x Width |
| Shed | 1 Shed |
| Shed Area | 60 sqft Shed |
| Porch Area | 450 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 729 CRAMER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3003 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | R,SHDM CENTR RLTY #3-PO LOT 99 2.-125-3 |
| Legal Subdivision | CENTRAL REALTY COMPANY |
| Legal Block | 10 |
| Legal Lot Number | 26.001 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | ROTTERDAM |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 32700 |
Source: Schenectady County and Rotterdam Town records · APN 422800 48.19-10-26.1
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 729 CRAMER AVE, SCHENECTADY, NY 12306-3003 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 02, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU |
| Jun 07, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Aug 09, 2018 | Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 09, 2018 · Amount on Record |
| Deed Sale | Aug 09, 2018 · Amount on Record |
| Prior Sale | Apr 26, 2006 · Amount on Record |
| Deed Doc Number | 201835402 |
| Deed Book / Page | 1993 / 348 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 729 CRAMER AVE, SCHENECTADY, NY 12306-3003 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000006157 |
|---|---|
| Date | Feb 02, 2023 |
| Book Page | 5287/353 |
| Instrument | 202306157 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 01, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 07, 2021 |
| Property Address | 729 CRAMER AVE, SCHENECTADY, NY 12306-3003 |
| Document Number | 0000026388 |
| Book / Page | 2060 / 225 |
| Map Reference | MAP 3 |
| Instrument Date | May 27, 2021 |
| Instrument | 202126388 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | NTA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 729 CRAMER AVE, ROTTERDAM, NY 12306-3003 |
| Investor | Possibly a Property Investor |
| Document Number | 0000026393 |
|---|---|
| Date | Jun 07, 2021 |
| Instrument | 202126393 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 09, 2018 |
| Property Address | 729 CRAMER AVE, SCHENECTADY, NY 12306-3003 |
| Document Number | 0000035402 |
| Book / Page | 1993 / 348 |
| Instrument Date | Aug 03, 2018 |
| Instrument | 201835402 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 729 CRAMER AVE, 729, ROTTERDAM, NY 12306-3003 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 301 MATTERHORN DR, EFFORT, PA 18330-8201 |
| Document Number | 0000035403 |
|---|---|
| Date | Aug 09, 2018 |
| Instrument | 201835403 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,094.00 | $139,000 (-) Land $5,400 Building $133,600 | $213,800 (+16.89%) Land $8,306 Building $205,494 |
| 2023 | $139,000 Land $5,400 Building $133,600 | $182,900 Land $7,105 Building $175,795 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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