733 Cramer Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 733 Cramer Ave, Schenectady, NY 12306 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1970
Square Footage1,200 sqft Living Area
Lot Size3,920 sqft (0.09 acres)
OccupancyOwner Occupied
Last Sale$80,000 (2011)
Tax Bill$4,178.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 48.19-10-24
Alternative APN
  • 280004801900100240000000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,200 sqft Living Area
1st Floor804 sqft 1st Floor
Upper Floors396 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1970
Architectural StyleBungalow Style
Exterior MaterialComposition/Composite Exterior
Lot Area3,920 sqft (0.09 acres)
Depth X Width125 ft x 33 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area400 sqft Garage
Porch Area200 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address733 CRAMER AVE
CitySCHENECTADY
StateNY
Zip12306-3003
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionR,G2 CENTR RLTY #3 - 98 2.-125-2
Legal Block10
Legal Lot Number24.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup2
Census Block2016
Census Tract32700

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 48.19-10-24

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address733 CRAMER AVE, SCHENECTADY, NY 12306-3003
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 22, 2011 · Amount on Record
Deed SaleSep 22, 2011 · Amount on Record
Prior SaleDec 20, 1999 · Amount on Record
Deed Doc Number201138423
Deed Book / Page1844 / 212
Record RefreshedJun 08, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address733 CRAMER AVE, SCHENECTADY, NY 12306-3003
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address733 CRAMER AVE, ROTTERDAM, NY 12306-3003

Mortgage

Document Number0000053967
DateOct 12, 2022
Book Page5262/699
Instrument202253967
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeLine of Credit
AmountAmount Recorded
Term233 Months
DueMar 25, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,178.00$114,000 (-) Land $5,400 Building $108,600$175,400 (+16.93%) Land $8,308 Building $167,092
2023$114,000 Land $5,400 Building $108,600$150,000 Land $7,105 Building $142,895

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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