St. Clair County property record for 748 Rivercrest Dr, Vincent, AL 35178
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,955 sqft · built 1965 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $74,000 (Jul 2019) |
| Tax Bill | $1,047 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Dec 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-05-21-0-001-008.000 |
| Primary APN | 31-05-21-0-001-008.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,955 sqft Heated Area |
| 1st Floor Area | 1,680 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Mixed |
| Garage Area | 1,200 sqft |
| Parking Spaces | 6 Parking Spaces |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 748 RIVERCREST DR |
|---|---|
| City | VINCENT |
| State | AL |
| Zip | 35178-9209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG NW COR NE NE S 101.15' SE 308.83' E 105.52' NE 29.88' SE 195.69' NLY ALG LML 62.32' W 67.38' NW 435' W 17' N 25' W 280' T |
| Legal Range | 03E |
| Legal Township | 18S |
| Legal Section | 21 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | PELL CITY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 40213 |
Source: St. Clair County assessment roll, APN 31-05-21-0-001-008.000, as of April 17, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 790 RIVERCREST DR, VINCENT, AL 35178-9209 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 03, 2019 | Deed of Trust, Mortgage · Conventional Mortgage METRO BK |
| Dec 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage METRO BK |
| Oct 25, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 03, 2019 · Amount on Record |
| Deed Sale | Jul 03, 2019 · Amount on Record |
| Prior Sale | Oct 29, 2013 · Amount on Record |
| Deed Book / Page | 2019 / 7701 |
| Prior Transfer Date | Jul 13, 2011 |
| Prior Transfer Doc | 2013011510 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 748 RIVERCREST DR, VINCENT, AL 35178-9209 |
| Document Number | 0000035991 |
| Instrument Date | Sep 03, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 790 RIVERCREST DR VINCENT AL 351789209, VINCENT, AL 35178-9209 |
| Document Number | 0000035991 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 35991 |
| Name | METRO BK |
|---|---|
| Type | Bank |
| Address | PELL CITY, AL 35128 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 748 RIVERCREST DR, VINCENT, AL 35178-9209 |
| Document Number | 0000043713 |
| Instrument Date | Dec 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2019 |
| Name | Verified Name |
|---|---|
| Address | 790 RIVERCREST DR VINCENT AL 351789209, VINCENT, AL 35178-9209 |
| Document Number | 0000043713 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | 43713 |
| Name | METRO BK |
|---|---|
| Type | Bank |
| Address | PELL CITY, AL 35128 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Oct 25, 2018 |
| Property Address | 748 RIVERCREST DR, VINCENT, AL 35178-9209 |
| Document Number | 0000012857 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 12857 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $74.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 790 RIVERCREST DR VINCENT AL 351789209, VINCENT, AL 35178-9209 |
Source: St. Clair County assessment roll as of April 17, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Unified School District | Pell City City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,047.00 | $29,100 (-39.58%) | $290,660 (+20.71%) |
| 2023 | $48,160 Land $20,800 Building $27,360 | $240,800 Land $104,000 Building $136,800 |
Source: FEMA National Flood Hazard Layer, St. Clair County (01115C), as of August 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011150402131, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 58 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Coosa Valley Technologies Fiber | 1,000 / 1,000 |
| Cable One Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system AL0001437, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NEW LONDON WATER & FP AUTHORITY serves 6,843 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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