715 Rivercrest Dr, Vincent, AL 35178 Property Records

St. Clair County property record for 715 Rivercrest Dr, Vincent, AL 35178

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,315 sqft · built 1990
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Aug 2021)
Tax Bill	$809 (2025)
Deeds & Mortgages	Aug 2021 Sale Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-05-16-0-002-030.001`

Property Details

APN / Parcel Number

Primary APN	`31-05-16-0-002-030.001`
Alternative APNs	`00500287` `500287` `35823`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,315 sqft Living Area
1st Floor Area	1,984 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00500287
Street Address	715 RIVERCREST DR
City	VINCENT
State	AL
Zip	35178-9210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 WHITTENWOOD SD 16-18-3
Legal Range	03E
Legal Township	18S
Legal Section	16
Legal Subdivision	WHITTENWOOD S/D
Legal Lot Number	2
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	1
Census Block	1018
Census Tract	40213

Owner

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	715 RIVERCREST DR, VINCENT, AL 35178-9210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Warranty Deed, Transfer
Aug 26, 2021	Warranty Deed, Transfer · Conventional Mortgage BUD WEBER MORTGAGES LLC
Dec 22, 2020	Grant Deed, Transfer ATTORNEY ONLY
Aug 31, 2020	Loan Modification, Mortgage METRO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Prior Sale	Dec 22, 2020 · Amount on Record
Deed Book / Page	2021 / 11337
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Aug 30, 2021
Property Address	715 RIVERCREST DR, VINCENT, AL 35178-9210
Document Number	0000011485
Book / Page	DEED 2021 / 11485
Instrument Date	Aug 30, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 284, CROPWELL, AL 35054-0284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2112 FRANUS STREET #B # B, B, PELL CITY, AL 35128

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Aug 26, 2021
Property Address	715 RIVERCREST DR, VINCENT, AL 35178-9210
Document Number	0000011337
Book / Page	DEED 2021 / 11337
Map Reference	MB 1962 PG 38
Instrument Date	Aug 24, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1224 DEERWOOD CIR, PELL CITY, AL 35125-9373

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 WATSON RD, BIRMINGHAM, AL 35235-2124

Mortgage

Document Number	MTG202158027
Date	Aug 26, 2021
Instrument	MTG 2021/58027

Lender

Name	BUD WEBER MORTGAGES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR AL
Recording Date	Dec 22, 2020
Property Address	715 RIVERCREST DR, VINCENT, AL 35178-9210
Document Number	0000015281
Instrument Date	Dec 21, 2020
Instrument	15281
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$215.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	715 RIVERCREST DR VINCENT AL 351789210, VINCENT, AL 35178-9210

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR AL
Property Address	715 RIVERCREST DR, VINCENT, AL 35178-9210
Document Number	0000048168
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	715 RIVERCREST DR VINCENT AL 351789210, VINCENT, AL 35178-9210

Mortgage

Document Number	0000048168
Date	Sep 17, 2020
Instrument	48168

Lender

Name	METRO BK
Type	Bank
Address	PELL CITY, AL 35128

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$809.00 (-5.16%)	$28,200 (-40.55%)	$281,970 (+18.88%) Land $23,500 Building $258,470
2023		$47,438 (+1%) Land $5,000 Building $42,438	$237,190 (-) Land $25,000 Building $212,190
2022	$853.00	$23,719 Land $2,500 Building $21,219	$237,190 Land $25,000 Building $212,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW LONDON WATER & FP AUTHORITY serves 6,843 people · EPA ID AL0001437
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Coosa Valley Technologies Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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